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This complete tutorial, "Does Ultra Mobile Support Virtual Card Payments? A Full Guide to Visa/Mastercard Plan Binding," is suitable for users who want to register a US phone number and activate an international plan using a virtual credit card. It's especially suitable for users who frequently use US numbers or for SMS receiving, international roaming, and registering with service platforms.
🟣 What is Ultra Mobile?
Ultra Mobile is a US MVNO (Mobile Virtual Network Operator) based on the T-Mobile network, offering:
🌐 International calling (including mainland China/Hong Kong)
📶 Unlimited SMS + calls + data
🗽 Supports eSIM or physical SIM cards, no contract, and flexible plan switching
💳 Supports international credit card payments (including virtual cards)
Official website: 👉 https://www.ultramobile.com
✅ Does Ultra Mobile support virtual credit card payments?
Virtual Card Type
Support Status
Tested Results
Visa Virtual Credit Card
✔️ Supported
Successfully linked to Coinepay/Windsurf virtual cards via Stripe payment channel.
MasterCard Virtual Card
✔️ Supported
High success rate, compatible with Ultra website payments.
AMEX/Discover
⚠️ Not Recommended
Limited support; some card ranges may not be accepted by Stripe.
One-Time Virtual Card
⚠️ Risky
May cause automatic renewal failure; long-term valid virtual cards are recommended.
💡 Recommended Virtual Card Platforms with Successful Testing
## ✅ Virtual Card Application
1. Log in to the official website > https://bpay.net Virtual credit card registration account, password, email, and mobile phone number can all be used to register.
2. Wallet > USDT (TRC20/BSC) Top-up, apply for card activation on the homepage > Card activation successful > Convert USDT balance to USD, then go to Virtual Card Top-up. (Recommended initial deposit: 20 USDT)
3. Obtain the CVV security code for your virtual card: Billing Information, Name, Address, State, Card Number, Date, CVV/CVC Security Code
4. Proceed to the payment page, fill in the corresponding information, and complete the payment.
Invitation Link: https://www.coinepay.net/#/pages/auth/register?code=7YDCLP
For those who don't understand, please refer to the official tutorial on the Coinepay virtual credit card platform: https://bpay.net/ask/
Detailed Tutorial: https://bpay.net/ask/d/53
🛒 Ultra Mobile Plan Purchase Process (Illustrated Version)
✅ Step 1: Register an Account
Open the official website: https://www.ultramobile.com
Click "Sign In" in the upper right corner > "Create Account" to register a new user
Enter your email address, set a password, and complete email verification.
✅ Step 2: Choose a Plan and Number
Visit the "Plans" page
Choose plans starting at $15/month (including unlimited calls and texts, international calls)
Support purchasing a physical SIM card or eSIM (instant activation)
Choose a new number or port your number (select US area code)
Proceed to the checkout page
✅ Step 3: Fill in Billing Information + Virtual Card Payment
Enter Stripe Payment Channel: Please fill in the following information:
Fields | Instructions
Card Number | Virtual card number (e.g., a card generated by Coinepay)
Expiration Date | Validity period (MM/YY)
CVC | Three-digit number on the back of the card
Name on Card | English name (matches the card's backing)
Billing Address | Use a US virtual address, such as Los Angeles, California 90001, etc.
🟢 After payment, the system will display "Success!" and you will receive an activation confirmation email.
✅ Step 4: Download the Ultra Mobile App to manage your account (optional)
After logging in, you can activate your SIM or download an eSIM.
You can renew your plan online, upgrade your data plan, add international call minutes, etc.
If your virtual card supports auto-renewal, it will be charged monthly according to the plan.
⚠️ Common Failure Scenarios and Solutions
Problem Type
Solution Suggestion
❌ Virtual Card Binding Failure
Change card segment / Use a compatible Stripe card such as Coinepay or Windsurf
❌ ZIP Code Error
Use a real US address + zip code (e.g., 10001, 90001)
⚠️ Card Under Risk Control
After frequent failures, try a different browser/IP or wait 1 hour before trying again.
❌ eSIM Activation Failure
Contact customer service or try a different phone model. Some Android devices do not support eSIM.
🧾 Post-Payment Verification and Management
You can view payment records and auto-renewal settings in the "Billing" section of your account.
SIM Card Delivery Tracking (or eSIM) (Download) Can be managed on the "Devices" page.
Change payment method: Settings > Payment Information
✅ Summary: Feasibility Analysis of Ultra Mobile Virtual Card Subscription Plans
Item Status/Description Does it support virtual cards?
✅ Supports Visa / MasterCard virtual credit cards
KYC/Identity verification required?
❌ No KYC required, register and use immediately
Does it support automatic renewal?
✅ Can be linked to a virtual card for periodic renewal
Recommended virtual card platform:
Coinepay
Payment channel type:
Strip, supports most virtual credit cards
Can eSIM be activated?
✅ eSIM optional, instant activation
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