Complete Tutorial on Purchasing Vultr Cloud Servers with Virtual Cards in 2026
I. Preparation
Virtual Card Preparation
Supports international credit card payments (Visa, MasterCard, Amex, etc.)
Validity period, CVV code, and cardholder name must be complete.
Sufficient balance, at least $10, recommended to pre-charge $50 or more for future renewals.
Register a Vultr Account
Visit https://www.vultr.com
Register an account and complete email verification.
## ✅ Virtual Card Application
1. Log in to the official website > https://bpay.net You can register an account using your email or phone number.
2. Wallet > USDT (TRC20/BSC) Top-up, apply for card activation on the homepage > Card activation successful > Convert your USDT balance to USD, then go to Virtual Card Top-up. (It is recommended to top up 20 USDT for the first time.)
3. Obtain the CVV security code for the virtual card: Billing information, name, address, state, card number, date, CVV/CVC security code.
4. Enter the corresponding information on the payment page and complete the payment. Invitation Link: https://www.coinepay.net/#/pages/auth/register?code=7YDCLP
For those who don't understand, please refer to the official Coinepay virtual credit card platform tutorial: https://bpay.net/ask/
II. Adding a Virtual Card Payment Method
1. Log in to your Vultr account
Go to the Billing page
Find Payment Methods
Select Add Payment Method
2. Enter Virtual Card Information
Enter the card number (16 digits)
Enter the expiration date (month/year)
Enter the CVV security code
Cardholder's name (the name on the virtual card)
3. Verify the Virtual Card
Vultr will perform a small pre-authorization verification. The amount will be automatically deducted and refunded after a few minutes.
After successful verification, the virtual card can be used as the default payment method.
III. Top Up Your Account Balance
Go to Billing > Add Funds On the page, select the recharge amount. Complete the recharge using the bound virtual card. The account balance will be available for use after it arrives.
IV. Purchase a Cloud Server Instance
1. Go to the Products page.
Click Deploy New Instance.
2. Select server configuration:
Region (select the node you need, such as the United States, Japan, Singapore, etc.)
Server type (e.g., standard cloud server, bare metal, etc.)
Server specifications (CPU, memory, storage, bandwidth)
3. Select operating system:
Linux distribution (Ubuntu, CentOS, etc.)
Windows (requires additional paid license)
4. Configure additional options (optional):
Automatic backup
Firewall configuration
SSH key
5. Click Deploy Now.
V. Notes:
Item
Description
Virtual Card Balance
Maintain sufficient balance to avoid renewal failure due to insufficient balance.
Virtual Card Validity
Update the card regularly to avoid expiration affecting renewal.
Automatic Renewal
Vultr Automatic renewal is enabled by default; please confirm that your virtual card supports automatic deduction.
Account Security: Enable two-factor authentication to prevent account theft.
VI. Frequently Asked Questions
Problem | Solution
Payment Rejected
Check card information for accuracy, ensure sufficient balance, and try using a different virtual card.
Top-up Not Received
Contact your virtual card provider's customer service to confirm top-up status.
Server Deployment Failure
Check if the selected region and configuration are supported; contact customer service for troubleshooting.
VII. Summary
Purchasing Vultr cloud servers using virtual cards is very convenient. As long as you choose a high-quality virtual card that supports international payments, top-ups and renewals should not have major issues. It is recommended to prioritize virtual cards that support automatic renewal and Apple Wallet binding to improve payment stability.