Interest Rates and Loan Fees

The interest rates for Direct Subsidized Loans and Direct Unsubsidized Loans first disbursed on or after July 1, 2022 and before July 1, 2023 are shown in the chart below. More information on Federal Student Aid

Remember that your gross loan amount will be reduced by a loan fee. The loan fee is a percentage of the loan amount and is proportionately deducted from each loan disbursement. The percentage varies depending on when the loan is first disbursed, as shown in the chart below. The disbursed amount is a net amount. More information on Federal Student Aid.