Who Pays For A Personal Injury Lawsuit in Atlanta?
Most individuals are aware that they can file a personal injury claim to recover damages for medical bills, property damage, and other losses if they are ever hurt in an accident in Atlanta that was someone else's fault.
Even though many personal injury claims involve individuals, it can be challenging to determine who will foot the bill for the lawsuit or settlement.
The response frequently depends on the facts of the event, the nature of the lawsuit, and whether the defendant has insurance that covers the incident.
It's crucial to speak with an Atlanta personal injury lawyer for legal assistance if you were recently hurt in an accident.
The individual who caused the disaster is almost often the target of lawsuits, but are they always the ones footing the bill?
Below, we'll look at that query as well as some others.
Car Accidents
The majority of the personal injury claims we receive in Atlanta are related to auto accidents.
The responsible person is typically another driver whose carelessness resulted in the collision.
They might have disregarded traffic regulations, been intoxicated or preoccupied while driving, etc.
Despite the fact that a personal injury lawyer will bring a claim against the negligent motorist, they are typically compensated by the negligent driver's vehicle insurance company.
Insurance reimbursements for the at-fault driver are a common part of auto accident lawsuits.
However, there are other situations where claims are paid by third parties.
These often include:
Product Manufacturers: When a product's flaws result in a vehicle accident, the manufacturer may be held accountable.
The Accident Victim’s Insurance: If someone has UM/UIM coverage, they may be able to file a claim with their own insurance company if they are hurt in an accident caused by someone who is either underinsured or uninsured.
Government Entities: If a government entity's negligence led to an accident or injuries, they can be required to pay damages in a lawsuit.
Truck Accidents
Accidents involving commercial trucks differ slightly from regular auto accidents.
There are typically multiple parties involved in the accident case in a truck collision.
These parties consist of:
The Truck Driver: Truck drivers who disregard safety rules or whose carelessness results in an accident may be held accountable for serious injuries and losses. Trucking companies frequently compensate people hurt by careless drivers since trucking corporations are accountable for the actions of their drivers.
The Trucking Company: If trucking companies engage in various forms of negligence or violate safety regulations, they may also be held financially responsible.
Maintenance Companies: Accident victims may receive compensation from maintenance companies that did not meet standards and adhere to rules if a trucking company contracts out maintenance work to a third party business.
Product Manufacturers: Similar to auto accidents, makers of faulty truck parts may be liable for compensating victims.
Insurance and Personal Injury Lawsuits
You'll encounter insurance in almost every personal injury case you encounter.
There will almost certainly be some kind of insurance to cover the liable person unless it's a criminal, such an assault.
There is auto insurance in a car accident scenario.
Premises liability, which is a component of either homes insurance or commercial property insurance, covers slip and fall situations.
Medical malpractice insurance provides coverage for incidents of medical negligence.
Worker's compensation insurance will pay for your medical bills if you get hurt at the office.
Even if a dog bites you, your homeowners insurance will pay for it.
Most of the time, the policyholder will have insurance coverage to cover any personal liability settlements or judgements that are rendered against them.
It's rarely that easy, though.
Only the policy limits will be paid by insurance companies.
As a result, if you receive a settlement for a car accident worth $75,000 but the at-fault party only has $50,000 in coverage, your insurer will only pay you $50,000.
Even while you can attempt to sue the person who caused the accident for the remaining $25,000, this usually ends in failure.
It might be difficult to obtain any kind of compensation from an at-fault party who is underinsured or uninsured after filing a personal injury claim.
Even if you manage to obtain a judgment against them, they won't be able to pay you the thousands of dollars you are owed if they don't have a job, a savings account, a retirement account, or any other assets that could be liquidated.
When Do You Get Paid If You Win Your Case?
You won't be reimbursed until certain fees associated with your case have been deducted from the settlement sum.
These costs consist of:
Attorney Fees: The majority of personal injury lawyers take cases on a contingency basis. That indicates that you and your attorney decided upon a percentage that would be paid to the lawyer if they won your case when you selected them. The first thing taken out of your settlement will be this charge.
Case Costs: You will also be liable for some case expenses, such as paying for medical records, copy fees, and shipping.
Medical Liens and Expenses: To cover debts you owe for treatments you got while awaiting your settlement, medical providers, health insurance providers, and other organizations may place a lien or hold on your settlement or judgment. Additionally deducted from your settlement are these liens. To lower your bills and send you home with the maximum money possible, a knowledgeable personal injury attorney will negotiate liens.
Call a Personal Injury Lawyer If You’ve Been Hurt In Atlanta
A personal injury attorney can assist you if you were recently hurt in an accident in Atlanta and are having trouble recovering from your accident.
No matter who ends up providing you the money, they will assist you in getting what you are due.
Atlanta's The Mabra Law Firm is a personal injury law firm ready to put in a lot of effort on your behalf.
In order to handle your personal injury case, we have the tools and expertise necessary.
Talking to us carries no risk because we also provide free consultations and work on a contingency fee basis.
Call us today to arrange your free consultation and case evaluation with a knowledgeable personal injury attorney from The Mabra Law Firm.