Solo Defined Benefit Plan

A Retirement Plan with Huge Tax Savings

The small business defined benefit (DB) plan is an IRS-approved qualified retirement plan that allows independent professionals and consultants, individuals with self-employment income, and small business owners to make large annual tax-deferred contributions and accumulate as much as $1-2.5 Million in just 5-10

years.

The contributions are deductible and can potentially reduce income tax liability by $40,000 or more annually.

Is a Defined Benefit Plan Right For You?

If you’re a sole proprietor, LLC or corporation with 0-5 employees, you may potentially qualify for a large tax deduction from your business income - $100,000 or

more each year.

The OnePersonPlus® DB plan is designed specifically to meet the tax savings and retirement income needs of people who are:

• • 40+ years of age

  • Interested in contributing more than $50,000 annually to their retirement or a

  • higher percent of compensation than allowed in a 401(k) or SEP

  • Able to make that contribution for at least the next 3-5 years

  • Earning at least $100,000 annually

Typical Plan owners include

• • Employees who also receive self-employment income from a side business

  • Independent contractors, consultants, professionals and sales reps

  • Business owners with up to five employees

  • Self-employed spouses of high income earners

Advantages of a Solo Defined Benefit Plan

Highest allowable contributions to a qualified plan — $100,000 or more

• • Annual tax savings of $40,000 or more

  • Investments grow tax-deferred building wealth faster

  • Tax-free roll over to an IRA at retirement (or at plan termination)

  • Low annual fee and one-time set-up charge

Contributions 

• • The contribution is calculated based on age, earned income and years of service

  • Contributions must be made each year

  • Contributions are due by the tax-filing deadline including extensions, but not later than eight and one-half months year end.

Highest Contributions

Contribute 2-3 times the amount you might other-wise contribute to a SEP or 401(k). Your contribution maximum is based on your age, income and years to retirement.

Basically if you’re the sole owner with 1 to 5 employees your business may qualify.

Defined Benefit Program Highlights

• • You Choose Low Cost Investments

  • Our separate Account Management offers;

Your assets may be invested in no-load, or closed-end mutual funds, no-load, no-transaction mutual funds, no-transaction (ETF) exchange traded funds, bonds, equities, or other marketable securities that you and your advisor select. Investments with low volatility are generally recommended.

Customer Service by Experts

Support provided by Defined Benefit Specialists who prepare proposals and handle all paperwork related to the plan’s set-up and ongoing government reporting.

Typical OnePersonPlus Plan Owners

Maximizing Tax Savings

Nick is 52 years old and expects to have a W-2 income of at least $300,000 from his law practice until he retires in ten years. By establishing a OnePersonPlus, he can contribute and take a tax deduction of $183,000 — more than twice what he could have contributed to his SEP or 401(k). If Nick wants to maximize deductions this year, he can also set up a 401(k) and contribute an additional $38,600 for total deductions of $221,600 and tax savings of $84,200 (38% combined federal and

state marginal tax rate).

Building Retirement Wealth with Spouse’s Income

Teresa is 60 years old and is a sole proprietor earning $100,000 each year after payment of self-employment taxes. She’s married to a high-income executive, and they don’t need Teresa’s income to maintain their lifestyle. They both plan to retire in five years. They want to deduct as much as they can this year and add to their retirement wealth. Teresa can set up a OnePersonPlus plan and make a tax-deductible contribution of $80,000 — saving 80% of her earnings for retirement.

Getting started is as Easy as 1-2-3

Decide on percent of annual income to contribute. We’ll estimate your benefit and contribution. Submit Plan Set-up Questionnaire with Set-up Fee. Once you have received and signed your Adoption Agreement, you can

open an investment account and select investments.

Basic Fee Schedule Plan Set-up (one-time)

DB: $1,250 one person

401(k): $200

$250 per additional participant

Annual Administration

DB: $1,950 one person

401(k): $550

$150 per additional participant

Contact our One Person Plus specialist today for a free consultation and call before December 31st 2014 deadline.

I look forward to your inquiry or to request more information, we can be reached by calling;

1-508-224-9646

Contact us now for a proposal request and more detailed information. 

I can be emailed at; mgreen1@greenadvisory.com

Sincerely,

Michael D. Green, Principal

TGA Capital Management

This is not a solicitation nor recommendation to buy or sell a securities nor to imply any tax or legal advice, always seek a registered investment advisor to attain your risk/averse attitude and investment suitability before investing. All information is considered accurate and reliable, however, due to changing market, economic, taxation, institutional, and other pertinent potential cycles and variations, future results cannot be guaranteed by past performance and should be monitored on a continual periodic systematic basis to provide current advisory recommendations that meets the client short-term potential deviations and management disciplined style, while advisory provides solely long-term recommendations.

Typical Occupations 

Attorney, Construction, Trades, Consultant, Dentist, Engineer, Entertainer, Farmer, Financial Advisor, Therapist, Graphic Designer, Engineer, Independent Corporate Director, Insurance Agent, Physician, Real Estate Agent, Sales Rep, Software Developer, Veterinarian, Self Employed, Writer, etc.