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Bad advice
Americans know they need good financial advice, but nearly half of those surveyed by TIAA-CREF last year said they didn't know whose advice to trust.
And with good reason, because financial advisers give a lot of lousy recommendations.
Mired in conventional wisdom and focused on the needs of their wealthier clients, even the most independent advisers chart paths that are simply impractical for the vast majority of Americans.
If you don't have a lot to invest, they're at best useless and at worst actually destructive to setting realistic goals of saving and investing over a lifetime.
Here are my choices for the four most useless pieces of financial advice from a not-very-useful industry.
1. Your biggest retirement risk is outliving your money.
2. waiting until your 70 to claim Social Security benefits
3. The only good IRA is a Roth IRA
4. Why accept "mediocre" returns when you can beat the market?
To read more please scroll down to the bottom of the page and click on TGA Capital Management Education. The File(s) are in adobe pdf format. If you do not have adobe reader, please down load adobe reader at www.adobereader.com and call us if you require assistance. We can email the attached files by request.
To schedule at one of next in-house workshops email us at; mgreen@tgacapitalmanagement.com and in your subject line write attendance confirmation, provide your name and you will receive your attendance confirmation.
Corporate plan sponsors can schedule an ERISA annual retirement employee educational consult at their location by email request or contacting the advisory.
By email, please write; request for plan sponsor ED, your contact name and business name, telephone number to mgreen1@greenadvisory.com or 1-508-224-9646
For small to mid-size business owners, please write in your subject line; small-mid size for ED, with your contact name, telephone number.
Join Michael D. Green, Principal of TGA Capital Management and attend our “Financial Educational Symposium(s) held on location in Hyannis, local college campuses and for Corporate Plan Sponsors and employees under the ERISA certification requirements.
Our in-house educational symposium /adult financial literacy workshops are every third Thursday of the month at 6:30 p.m. to 8:00 pm
Seating is limited so confirm your availability by calling or email us at; 508-224-9646, mgreen1@greenadvisory and you are welcomed to invite a friend.
Workshops are an educational format for
Business owners
Corporate Plan Sponsors
Members of a Chamber of Commerce
Employers / employees or individuals retired or near retirement
All materials are provided, including light beverage and snack.
“Our mission statement is a commitment to improve financial literacy for individuals.” To work, adhere and apply best-practice in the best interest of the community and of those we are appointed to serve in the capacity of “fiduciary standards.”
Warmest Regards,
Michael D. Green, Principal
Website; http://www.tgacapitalmanagement.com
Website; http://sites.google.com/site/tgagia/
http://twitter.com/WiseAdviser
email: mgreen@tgacapitalmanagement.com
1-508-224-9646
This is not a solicitation nor recommendation to buy or sell a securities nor to imply any tax or legal advice, always seek a registered investment advisor to attain your risk/averse attitude and investment suitability before investing. All information is considered accurate and reliable, however, due to changing market, economic, taxation, institutional, and other pertinent potential cycles and variations, future results cannot be guaranteed by past performance and should be monitored on a continual periodic systematic basis to provide current advisory recommendations that meets the client short-term potential deviations and management disciplined style, while advisory provides solely long-term recommendations nor to imply any legal or tax advice and is solely an expression of opinion . Confidentiality Notice. The information in this e-mail and any attachments is confidential and may be privileged or protected by other rules, including but not limited to the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521. It is intended solely for the addressee(s). Access to this e-mail by anyone other than the addressee(s) is unauthorized. If you are not the intended recipient, you are not authorized to and therefore must not disclose copy, distribute or retain this message or any part of this message.
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