Our Process
Define Our Relationship
When you decide to adopt TGA Capital Management, you can be assured of a complete transparent relationship. At TGA Capital Management, we’re partnering with you to attain “Prudent Guidance,” on a strict fiduciary relationship. When we mutually agree that we should work together, we need to have a written agreement as a guide. We will outline the services and the accompanying costs provided by our low advisory/client Capital Management fee schedule and we will also define our responsibilities and your responsibilities in this partnering relationship. This agreement may be cancelled by either party at any time.
Gather Data
We need to know your entire financial situation that you make available such as; We will ask for bank statements, investment statements, insurance policies, mortgages and loans, credit card balances, tax returns and a budget. We want to know your financial requirements. The advisory can only reflect on the pertinent information you provide and is strictly confidential. We will also provide you our private policy statement and our code of ethics. We need to attain; a net worth statement, risk/averse posture, and your other trusted relationships such as; Your professional tax consultant, your most trusted legal professional.
Analysis and Evaluation
We will give you our detailed unbiased, opinion of your financial situation… the good news and the bad news.
Develop a Plan
We will make specific suggestions as to how to address your financial problems and work towards your financial goals, while disclosing all current costs and comparison of how TGA Capital Management cost focus is in your best interest. We’ll give you a track to run on.
Implement the Plan
We will help you with whatever financial issues we can, and refer you to other financial professionals if and when necessary.
Monitor the Plan
TGA Capital Management monitors your managed accounts by daily down load via our institutional providers. You will have complete account access 24/7, so you can see your progress and all related account information; annual tax related forms, 1099’s, bill-pay, money transfers, wires in or out of your account, and you can be provided a no-cost, no-fee ATM card.
Communication
TGA Capital Management knows, it is all about communication and we focus on keeping you and your advisory connected. We provide superlative website access, on-going, TGA Capital Management ELERTS, informative subject that you will be made aware of, and continual research and communication that reflects the real issue’s about your requirements.
Most importantly, helping you understand our sole responsibility on your behalf, is to do what is right in our client / partnership relationship. During the entire management of your capital, we will also point out the best, cost-effective approach, because undue costs can impact you’re results on a personal basis, corporate sponsored retirement plans, trust accounts, or other investment related requirements.
TGA Capital Management welcomes for you to remain in touch with us if and when a significant financial event (good or bad) happens in your life.