Financial Plan highlights; the preparation of your comprehensive planning consists of the following, helping the advisory/client to identify planning/strategies based on your financial posture. The information provided is strictly confidential and any implementations the financial plan report is completely at the discretion of the advisory/client.
The financial plan outlined is vital in understanding the client/advisory financial resources and in arriving at or to consider forward making decisions that may offer positive results based on or to make potential implementations exclusively based on the client information provided.
The Financial Plan is independent of any other advisory services and is on a separate fee schedule. The Financial Plan/advisory will coordinate with your tax professional/legal counsel in a holistic manner at the complete discretion and authorization of the advisory clients best interest and any fee’s by a third party is separate by the third party (if applicable).
Client Confidentiality
TGA Capital Management - software allows us to protect your files with a password to assure the security of your financial data.
Efficient Data Collection
The TGA Capital Management - Confidential Questionnaire is your tool for accurate and thorough collection of client’s financial data. Since the Questionnaire parallels the software, it’s simple to transfer the data from the printed Questionnaire to the software’s on-screen data forms.
One-Time Data Entry
TGA Capital management – data entree once, and automatically distributes the data to all the appropriate planning areas. Our office can easily handle data entry and report generation with -- and you can spend your time with confidence about your financial posture.
Automatic Calculations
TGA Capital Management - uses up-to-date internal tables to automatically perform calculations for items such as social security benefits, estate taxes, and projected income and expenditures at retirement.
What-If Scenarios
Want to know you’re impact of varying figures due to life style changes? TGA Capital Management unique override feature keeps the current year data intact while we can compare what-if-scenarios into the data forms, reflecting in your financial planning.
Quick Report Generation
TGA Capital Management - performs calculations and provides analyses of your financial data quickly and efficiently. When you are ready, we can enter your information and provide you with our personal recommendations and print the final report.
Modular & Comprehensive Plans
TGA Capital Management – Financial Plan is a powerful and flexible program that can help you tailor a plan that will meet the specific needs of your requirements. Our FP has the capability of producing full in-depth plans as well as modular plans focusing on a specific area of analysis.
Modular Plans:
Modular planning is made simple with the FP. Just type the information into the data forms for an area of analysis and then select the corresponding sections on the report generation screen to create a modular report.
Comprehensive Plans:
Comprehensive plans can contain detailed analyses for the following areas: investments, net worth, income and expenditures, education, other goal funding, emergency funding, business valuation, retirement planning, lump sum distributions, life and disability insurance, long-term care insurance, tax planning, and estate planning.
Monte Carlo Simulation
Monte Carlo simulation is used to evaluate the effects of fluctuations in your investment rate of return over time. The annual rate of return is randomly varied, and the overall analysis is repeated 1,000 times. Each time the analysis is completed, the investments remaining at the end of the client's life expectancy are checked to determine the probability of success.
The financial plan (Modular) report is limited to $600.00 of the first six months for preparation including all consultations with you. The comprehensive plan is limited to $800.00, both planning reports include; personal consultation, telephone consultation, on-line consultation, or all inclusive, to assist you and the advisory to arrive at making informative decisions prior to any potential implementation. Implementation of any asset management is a separate advisory service(s), provided under the “Financial Services Agreement.”
To simplify your task, I suggest, “Gather the following information below and just provide it in a manila folder.” During our next schedule consultation the advisory will assist you in the completion of the questionnaire. This should simplify the process and saves you time to provide the information for us to provide a modular or complete report.
This questionnaire is used to produce your financial plan. It is therefore important to complete it as accurately as possible. Before starting, we suggest that you assemble these items:
Most recent financial statements and records concerning your:
Checking and savings accounts
Loan statements and credit card statements
Mortgage and property titles
Investment statements
Insurance policies
Employee benefit statements
Retirement programs
Business or partnership agreements
Trust agreements and wills
Most recent tax return
Other pertinent financial data you may have
All information provided will be held in the strictest confidence.
The questionnaire will be completed when the provided information is available at time of consultation(s).
Please follow these instructions carefully:
Each section of this questionnaire contains instructions for what you should enter and includes definitions of terms. Items that are self-explanatory do not have definitions listed.
As you complete this questionnaire, keep in mind that your financial plan can only be as accurate as the information you provide. It is important that you carefully and accurately answer the questions.
Questions left blank will be assumed to not apply to you.
If married, be sure to fill in the areas pertaining to your spouse.
You may round your numbers to the nearest dollar.
Express all dollar amounts in today’s dollars, even those for future expenditures. We will automatically adjust for inflation.
If a number is requested, don’t give ranges. For example, give your retirement age as 62, not 60-65.
If you wish to include additional data, please list it on a separate sheet of paper and attach it to the questionnaire.
In the interim, please review the “Steps-To-Take,” to assist you for accuracy and completeness.
During this data gathering phase, the advisory will be consulting with you for accuracy / completeness. I want you to feel free to call the advisory should any occasion arise throughout our relationship.
I look forward to preparing your planning report(s) with continual consultation. I can be called at the office or by email at; mgreen1@greenadvisory.com
Warmest Regards,
Michael D. Green, Principal
Website; http://www.tgacapitalmanagement.com
Website; http://sites.google.com/site/tgagia/
http://twitter.com/WiseAdviser
1-508-224-9646
This is not a solicitation nor recommendation to buy or sell a securities nor to imply any tax or legal advice, always seek a registered investment advisor to attain your risk/averse attitude and investment suitability before investing. All information is considered accurate and reliable, however, due to changing market, economic, taxation, institutional, and other pertinent potential cycles and variations, future results cannot be guaranteed by past performance and should be monitored on a continual periodic systematic basis to provide current advisory recommendations that meets the client short-term potential deviations and management disciplined style, while advisory provides solely long-term recommendations.
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