The Best Credit Card Payment Processing for Small Businesses in Grand Forks

When you choose EMS' merchant services, you're making a decision that ensures your life as a business owner is easier without sacrificing quality or speed.

When consumers spend money on products and services, they want smooth, fast, and secure transactions. This means they may pay with their credit or debit card by dipping, tapping, or swiping it.

However, just because you need modern technology does not imply that your strategy cannot be simple; after all, you offer simplicity and security to your customers.

With EMS as your merchant services provider, you can be certain that your client's information is secure and safeguarded.

For over ten years, EMS has been a certified level 1 PCI provider.

The Payment Card Industry Data Security Standard (PCI DSS) is a collection of standards intended to guarantee that ALL businesses that store, handle, or transport credit card information operate in a secure environment.

As a result, you can rest assured that EMS, as stated above, will keep you completely secure.

As a result, we aim to relieve all of the stress involved with payment processing, enabling you to focus on delivering exceptional service while also enjoying the benefits of doing so without encountering any complications.

We try to keep the transaction procedure as straightforward as possible so that your consumers may focus on what matters most: your goods and services.

A new credit card processing system may be required if your Grand Forks company already utilizes credit card processing services but requires quicker transaction solutions or wishes to handle transactions more modernly.

So, what does that look like?

Accept Online & In-Person Payments in Grand Forks, North Dakota

Electronic Merchant Systems can meet your company's requirements regardless of the size.

EMS is pleased to provide Grand Forks companies a comprehensive array of secure payment processing options for both online and in-person transactions.

Whether your company is brick-and-mortar or online, EMS provides companies with the tools necessary to take all major credit cards.

By collaborating with us, you will get a setup customized to your specific requirements, as well as access to unique technologies that will help you save money, simplify processes, and increase sales.

The four primary company categories for which we handle payments are as follows:

• Retail stores

• Restaurants

• Service-based businesses

• Online and eCommerce businesses

Additionally, EMS provides a Surcharge Program through which you may compel clients who pay with a debit or credit card to reimburse the transaction costs that would be your responsibility otherwise. This enables businesses to retain the ease of paying with a credit card while incurring little or no credit card processing costs on your behalf.

Let's take a closer look at more comprehensive payment processing options for your industry.

Grand Forks Retail Store Solutions

Being the proprietor of a retail establishment may be very stressful. Fortunately, EMS can assist in streamlining processes.

Electronic Merchant Systems is a market-leading supplier of retail point-of-sale systems.

Not only can you take all major payment cards such as Visa, American Express, Discover, and MasterCard via EMS' MaxxPay, but you can also add personalized gift cards, track staff hours, and set up low-quantity alerts, among other features.

Each solution provided by EMS is designed to help Grand Forks companies expand and flourish while also streamlining and simplifying day-to-day operations.

The payment processing systems mentioned here are simple to use and are intended to meet the unique requirements of every retail company.

-Credit Card Terminal: Credit card transactions are critical to business success. Our terminals support EMV chip cards, contactless payments, and mobile wallets with secure, compact terminals so you can accept both online and in-person payments.

MaxxPay POS: MaxxPay POS is a tablet-based point-of-sale system that effortlessly links a whole shop to its consumers. With an all-in-one Point of Sale system, you can process payments, manage inventory, and much more.

-Gift & Loyalty Cards: Customer retention and acquisition are critical for every small company in a metropolitan city. With gift and loyalty cards, company owners have an effective and straightforward way to boost sales and acquire new clients.

Restaurant Solutions

Your list of responsibilities as a restaurant owner is almost certainly as lengthy as your beverages menu.

We understand you have a lot on your plate, from inventory management and product delivery to employee coordination and customer satisfaction.

Payment processing is a procedure that may easily fall between the cracks.

That is why Electronic Merchant Systems provides simple solutions for Grand Forks restaurants to suit your diverse requirements.

We are delighted to provide Total Touch POS to eateries in particular. Total Touch is a complete restaurant point-of-sale system that includes the following features:

-Open Table Management: From the front office to the back office, restaurant owners can manage tables to reduce long wait times by increasing the speed of checkout.

-Payment Options: Do customers want to split checks by seat or by the entire table? This is done simply with Total Touch, which saves your staff headaches and increases customer experience.

-Easy-to-use interface: An interface that is easily navigated saves you time which, we all know, saves you money. This streamlines your processes and allows you to turn tables around faster.

-Online and Mobile Ordering: More and more folks in Grand Forks are ordering food online. With Total Touch's online and mobile ordering feature, your restaurant's sales and efficiency will increase.

When you partner with EMS, you're giving your customers the absolute best dining experience possible.

Service-Based Business Solutions in Grand Forks, ND

In Grand Forks, a service-based company has a lot of moving parts, from employee travel to quotes and estimations to the actual delivery of their services.

Electronic Merchant Systems created EMSmobile to make life simpler for its clients. EMSmobile is a complete payment solution that combines a mobile payment app with a virtual terminal to provide a polished payment experience.

Receiving payments has never been easier than when you use your mobile device as a full credit card point of sale.

You are already aware of your smartphone's importance in your daily activities. Consider how you could use it as the most effective tool for your company.

Consider this: you will never need to track down your customers again to collect checks or cash. You will never again have to wait in a bank queue.

Accept credit and debit card payments at your customer's home or place of business with the help of the EMSmobile software, which turns a normal smartphone into a complete credit and debit card acceptance device.

Getting paid in advance at the start of a project makes it simpler to get reimbursed for any extra labor. We're talking about the most simple method of complete client management. It is, in essence, a lifeline for small companies.

Other advantages of Electronic Merchant Systems' Virtual Terminal are the following:

-Email Invoicing: If your client has to step out of the office at the end of the day, email them an invoice instead. This enables users to make a safe online payment with a single click. Additionally, you may see and pay bills directly from the Merchant Console.

-Mobile Payments: Use your mobile smart device or tablet to accept payments.

-Secure Vault: Safely store customer credit card information for future use.

-Automatic Billing: Set up recurring billing for service agreements. Any changes will be instantly synchronized to all of your EMSmobile devices.

-Business Management Tools: Manage the most important aspects of your businesses with EMS' cloud-based program, the Merchant Console. You can review email invoice statuses, view all transactions, manage inventory, analyze sales trends, and more!

Online Business Solutions

As an online business or as a company planning to go online in the near future, you need an attractive eCommerce website that enables you to sell products or services while also processing payments. This is where we enter the picture.

A clean, properly designed website benefits companies because it improves brand viability and reach, builds trust, and produces more revenue.

The staff at EMS is committed to simplifying the startup process for online Grand Forks small business entrepreneurs like you. We provide everything from site design to continued hosting and a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

By partnering with EMS, you can boost your online presence's efficacy while also increasing income.

The following online payment processing solutions are tailored especially for eCommerce companies like you.

-Web Store: With an eCommerce shopping cart, you may broaden your client base and boost your income.

-Web Design: Simplify your life by teaming up with a professional designer to create your website.

-API Integration: Integrate with an Application Program Interface (API) component seamlessly.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Grand Forks Payment Processing Company?

Electronic Merchant Systems encapsulates everything a business in Grand Forks, ND might desire in a payment processor.

Exceptional Service & Tools

Our customers' financial well-being is enhanced by our innovative array of business solutions, superior level of service, and committed personnel.

Every service and product offered by EMS is intended to help your business thrive and grow.

Reviews

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

While it is unlikely that you will ever need to contact our industry-recognized customer service, if you do, you will be welcomed by a live person.

We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.

Security

As a payment processor, we act as a consultant for the protection of your data. EMS takes the security of its company and customers very seriously. How seriously? To begin, EMS has been a certified level 1 PCI supplier for over a decade.

When you accept cards, PCI compliance goes a long way in terms of peace of mind.

Our Philosophy

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.

Frequently Asked Questions

1. How Do I Know Which Payment Processing Company to Pick?

You want to ensure that the credit card processing firm you choose has significant industry expertise and experience, reasonable pricing, superior customer service, improved functionality, and is secure. Consider more than the biggest payment processors, the most affordable credit card processing, or the most popular credit card reader.

Sifting through the many credit card processing businesses and selecting the best one is critical and may result in a lower credit card processing rate.

2. What Exactly is a Merchant Account?

A merchant account enables your company to accept credit and debit cards and to receive money from credit card transactions made by your customers.

When a client makes a purchase at your company using a credit or debit card, your merchant account automatically withdraws money from the customer's bank and deposits them into your business bank account.

3. Can My Business Qualify for a Merchant Account?

The application procedure for a merchant account may vary based on the nature of your company and the related risk assessed and executed by the credit card networks.

Having said that, the majority of merchant companies qualify for a merchant account.

4. How Do Merchants Typically Get Burned by Their Payment Processing Provider?

Regrettably, some service providers exploit company owners like you by enforcing the following:

• Hidden costs and a lack of transparency about pricing

• Inadequate overall security

• Inadequate customer service

• Solutions/Payment methods that are incompatible with your company strategy

5. How Can EMS Help My Business Compete With the Big Companies?

Competing with other small businesses is one thing, but your merchant services provider should also give you the extra tools to help you compete with large corporate retailers.

Regardless of the size of your company, you need a credit card processor that assists in elevating your brand via a comprehensive suite of business merchant services. Inquire about EMS's gift cards, reward programs, and other services, like site hosting and design.

6. What if I Need Help With Funding?

We can undoubtedly assist you with that. EMS also provides a financing program called BizFunds.

For Grand Forks companies, we will buy a certain percentage of future sales volume in order to assist with capital raising.

The greatest aspect is that, rather than making a set monthly payment, you pay a percentage of your daily sales until the merchant cash advance is fully repaid.

7. What is the Cost of Payment Processing?

Accepting credit cards has a broad range of costs. It is essential that you pay close attention to the fees that will be charged when you sign your payment processor's contract.

Before you sign a contract with a payment processor, ensure that you understand the costs that will be imposed. Additionally, ask questions about the whole procedure.

8. What Types of Payment Can I Accept?

Small businesses may take both magnetic stripe and EMV chip cards through payment processing.

For service-based companies without a brick-and-mortar presence, mobile credit card processing is an excellent choice for smooth payments and easy email invoicing.

9. What Type of POS Equipment Do I Need?

This is entirely dependent on the operations and model of your business. The kind of credit card terminal you choose is mostly determined by the payment alternatives you want to accept, as well as the manner in which those payments must be accepted.

If you really want to manage your whole company, a POS system should be utilized to ring up numerous products, monitor inventory, and manage workers, among other functions.

If you take payments only from a real, brick-and-mortar store, a countertop terminal may be the ideal option.

A mobile point-of-sale system is an excellent option if you take payments at events such as trade shows, concerts, or farmers' markets.

For phone payments and invoices, you will want to discuss a virtual terminal.

Choose the Best Merchant Services and Credit Card Processing Solutions in Grand Forks

We take great pride in the reliability, security, and integrity of our services at Electronic Merchant Systems. This kind of support is one of the many reasons why EMS has such a positive connection with our Grand Forks businesses.

At EMS, the motto "no good merchant is ever left behind" is more than a catchphrase. Our banking institution is sensitive to your business' needs and is dedicated to helping you in achieving success.

We are much more than a merchant credit card processing company. EMS is committed to meeting all of your credit card processing requirements, including the following:

• Providing the top payment processing tools and opportunities

• eCommerce, email invoicing, contactless payment options

• Streamlining your business operations

• Providing the best credit card rates

• Improving your cash flow

• Minimizing your exposure to fraud losses

Don't spend another day with out-of-date terminals or ridiculously slow transaction times that could alienate your customers.

Instead, choose EMS - where we offer Grand Forks businesses the most updated payment processing solutions that are simple and effective.

As previously mentioned, our 975+ Google Customer Reviews prove that we thrive at delivering exceptional goods and services to company owners like you.

We stand by the integrity of our product, but if you have any questions or issues, you can rest certain that our customer service staff is here to help you 24 hours a day, seven days a week.

If you're searching for the best payment processing solutions in Grand Forks, North Dakota, please fill out the form below to schedule a consultation.