Top Credit Card Payment Processing for Small Businesses in Boulder

When you choose EMS' merchant services, you're ensuring that your life as a business owner is made easier while maintaining quality and speed.

Customers want transactions to be speedy, secure, and frictionless when they spend money on goods and services. That means customers can pay with their credit or debit card by dipping, tapping, or swiping it.

However, just because you require contemporary technology doesn't imply your strategy can't be straightforward; after all, you're providing simplicity and security to your customers.

You can be confident that the information provided by your consumers is safe and secure when you use EMS as your merchant services provider.

EMS has been a certified level 1 PCI provider for over ten years.

The Payment Card Industry Data Security Standard (PCI DSS) is a collection of guidelines meant to ensure that all businesses that process, store, or transfer credit card data do so in a secure manner.

As a result, you may rest assured that using EMS, as stated above, is completely safe.

As a result, we attempt to relieve all of the burdens connected with payment processing, allowing you to focus on providing excellent service while reaping the benefits of doing so without having to worry about any complications.

We attempt to make the transaction procedure as straightforward as possible so that your customers may focus on what matters most: your products and services.

If your Boulder business already uses credit card processing services but needs faster transaction solutions or wants to handle transactions in a more modern way, a new credit card processing system may be required.

So, what does that allow you to do?

Accept Online & In-Person Payments in Boulder, Colorado

Electronic Merchant Systems will meet your business's needs no matter what they are.

EMS is pleased to provide Boulder businesses a variety of secure payment processing options for both online and in-person transactions.

EMS enables businesses the ability to accept all major credit cards with simplicity, whether they are brick-and-mortar or click-and-mortar online.

By working with us, you'll get a setup that's customized to your needs, as well as access to exclusive tools that will help you save money, improve operations, and increase sales.

We process payments for the following four types of businesses

• Restaurants

• Retail Stores

• Service-based businesses

• Businesses that operate online and through eCommerce

Customers who pay with a debit or credit card can be charged a surcharge to reimburse the transaction fees that would otherwise be your responsibility under the EMS Surcharge Program. This allows users to enjoy the convenience of paying with a credit card while incurring minimal or no credit card processing fees for you.

Let's look at some more specific payment processing options for your industry.

Boulder Retail Store Solutions

Being the owner of a retail store may be stressful. Fortunately, EMS can assist in streamlining processes.

Electronic Merchant Systems is a leading provider of retail point-of-sale systems.

You can accept all major credit cards, including Visa, American Express, Discover, and MasterCard, as well as personalize gift cards, evaluate employee hours, set up low quantity alerts, and much more with EMS' MaxxPay.

Every EMS service is designed to help Boulder businesses expand and thrive while also making day-to-day operations easier to manage and convenient.

The payment processing systems featured here are straightforward to use and tailored to meet the specific needs of any retail business.

• Credit Card Terminal: Credit card transactions are essential to the success of any business. With safe, compact terminals that enable EMV chip cards, contactless payments, and mobile wallets, you can accept both online and in-person payments.

• MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that links an entire store to its consumers in a seamless manner. With an all-in-one Point of Sale solution, you can process payments, manage inventory, and more.

• Gift & Loyalty Cards: Customer retention and acquisition are critical for every small business in a metropolitan city. Gift and loyalty cards provide business owners with a quick and easy way to boost sales and attract new consumers.

Restaurant Solutions

As a restaurant owner, your to-do list is likely to be as long as your bar menu.

We understand you have a lot on your plate, from inventory management and product shipping to employee coordination and customer satisfaction.

Payment processing can easily get lost in the shuffle.

That's why Electronic Merchant Systems provides Boulder restaurants with user-friendly tools to fulfill their diverse requirements.

We are very thrilled to provide Total Touch POS to restaurants. Total Touch is a comprehensive point-of-sale system for restaurants that includes features such as:

• -Open Table Management: Restaurant operators may control tables from the front to the back office to reduce long wait times by speeding up checkout.

• -Payment Options: Do clients want their checks split by seat or by the table? This is easily accomplished with Total Touch, which saves your team time and improves customer satisfaction.

• -Easy-to-navigate interface: An easy-to-navigate interface saves you time, which, as we all know, saves you money. This improves the efficiency of your processes and helps you to turn tables more quickly.

• -Online and Mobile Ordering: People in Boulder are increasingly ordering food online. Your restaurant's sales and efficiency will improve thanks to Total Touch's online and mobile ordering function.

When you partner with EMS, you're giving your customers the absolute best dining experience possible.

Service-Based Business Solutions in Boulder, CO

From staff travel to quotations and estimates to the actual delivery of services, a service-based business in Boulder has a lot of moving parts.

Electronic Merchant Systems created EMSmobile as a way to make life easier for its customers. EMSmobile is a multi-faceted payment solution that combines mobile payment software with a virtual terminal to deliver a seamless payment experience.

Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale.

You're already aware of how important your smartphone is in your daily life. Consider how you may make it work for you as the most effective tool for your company.

Consider this: you'll never have to go looking for clients to collect cash or checks again. You'll never have to wait in line at a bank again.

EMSmobile software transforms an ordinary smartphone into a full credit and debit card acceptance device, allowing you to accept credit and debit card payments from your customer's home or place of business.

Get paid before you start a job, and it will be easier to get compensated for any overtime. We're talking about the simplest way to handle all aspects of client administration. It is, in essence, a lifeline for small businesses.

The Virtual Terminal from Electronic Merchant Systems also has the following features:

-Email Invoicing: If you have to leave your customer at the end of the day, send them an invoice via email instead. This enables them to make a safe online payment with a single click. You can also use the Merchant Console to see which invoices have been seen and paid.

-Mobile Payments: Accept payments using your smartphone or tablet.

-Secure Vault: Safely store customer credit card information for future use.

-Automatic Billing: Set up recurring billing for service agreements. Any updates will be synced in real-time to all of your EMSmobile devices.

-Organization Management Tools: EMS' cloud-based application, the Merchant Console, allows you to manage the most crucial areas of your business. You may check the status of email invoices, monitor all transactions, manage inventory, and evaluate sales patterns, among other things.

Online Business Solutions

As an online-only business or one that plans to go online in the near future, you'll need an attractive eCommerce website that allows you to sell products and services while also processing payments. This is where we enter the picture.

A clean, professionally designed website is useful to organizations since it boosts brand viability and reach, develops credibility, and generates more revenue.

Our team at EMS is committed to making the startup process for online Boulder small business owners as simple as possible. We offer everything from website design and online store development to continuing hosting, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

You can increase the effectiveness of your online presence while also increasing revenue by partnering with EMS.

The online payment processing alternatives listed below were created with eCommerce operators like you in mind.

-Ecommerce Shopping Cart: With an eCommerce shopping cart, you may expand your consumer base and enhance your earnings.

-Web Design: Make your life easier by working with a professional designer to create your website.

-API Integration: Experience seamless integration with an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Boulder Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Boulder, CO.

Exceptional Service & Tools

Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.

Every service and product offered by EMS is intended to help your business thrive and grow.

Reviews

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

Chances are you’ll never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you’ll be greeted by a real person.

We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.

Security

As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years EMS has been a certified level 1 PCI provider.

When you accept cards, PCI compliance goes a long way in terms of peace of mind.

Our Philosophy

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.

Frequently Asked Questions

1. How do I choose the right payment processing company?

You want to make sure that the credit card processing company you choose for your business has a lot of experience and understanding in the field, as well as reasonable pricing, good customer service, expanded functionality, and security. Don't limit yourself to the biggest payment processors, the cheapest credit card processing, or the most widely used credit card reader.

Sifting through a plethora of credit card processing companies and selecting the best one is critical, and it could result in a lower credit card processing rate.

2. What is a merchant account?

A merchant account enables your company to accept credit and debit cards, as well as to transmit payments from credit card purchases.

When a consumer makes a purchase at your business using a credit or debit card, your merchant account works in the background to remove monies from the customer's bank account and deposit them into your business account.

3. Is my company eligible for a merchant account?

The merchant account application process may differ depending on your individual business type and the associated risk that the credit card networks have allocated and implemented.

However, the majority of merchant businesses are eligible for a merchant account.

4. What are the most common ways for merchants to get burned by their payment processing provider?

Unfortunately, some service providers exploit business owners like you by enforcing the following:

• Hidden fees and lack of transparent pricing

• Lack of overall security

• Poor customer service

• Solutions/Payment methods that don't fit your business model

5. How might EMS assist my company in competing with large corporations?

It's one thing to compete against other small businesses, but your merchant services provider should also equip you with tools to help you compete against big-box retailers.

You need a credit card processor that can help you enhance your brand by providing a comprehensive range of business merchant services, regardless of the size of your company. Inquire about EMS gift cards, loyalty programs, and other services like web hosting and design.

6. What if I require financial assistance?

That is something we can surely assist with. A funding program called BizFunds is one of the extra features that EMS provides.

To help Boulder enterprises raise financing, we will purchase a pre-determined quantity of future sales volume.

The best aspect is that you pay an agreed-upon percentage of your daily sales until the merchant cash advance is paid in full, rather than a fixed monthly payment.

7. How much does it cost to process payments?

Accepting credit cards has a wide range of costs. When you sign a contract with your payment processor, it's vital that you pay attention to the fees that will be charged.

Before you sign a contract with your payment processor, make sure you understand the fees you'll be charged. Also, inquire about the full procedure.

8. What forms of payment am I able to accept?

Small businesses can accept both standard stripe and EMV chip cards through payment processing.

For seamless payments and quick email invoicing, mobile credit card processing is a wonderful alternative for service-based businesses without a brick-and-mortar site.

9. What kind of point-of-sale equipment do I require?

This is entirely dependent on your business model and operations. The sort of credit card terminal you choose is mostly determined by the types of payments you want to accept and how you want to accept them.

If you actually want to manage your complete business, including ringing up numerous goods, tracking inventory, managing staff, and more, you should utilize a POS system.

A countertop terminal may be your best bet if you exclusively accept payments from a physical, brick-and-mortar site.

A mobile POS system is ideal for accepting payments at events such as trade exhibitions, festivals, and farmers' markets.

You'll want to talk about a virtual terminal for phone payments and bills.

Choose the Best Merchant Services and Credit Card Processing Solutions in Boulder

We take pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. One of the many reasons that EMS has such a positive connection with our Boulder retailers is because of this type of help.

The term no good merchant left behind is more than a slogan at EMS. Our financial institution is aware of your company's needs and is dedicated to aiding you in reaching your goals.

We're much more than just a credit card processing company. EMS is committed to taking care of all of your credit card processing needs, including:

• Providing the best tools and chances for payment processing

• Making your cash flow better

• ECommerce, email invoicing, and contactless payment methods are all available.

• Streamlining your company's processes

• Offering the most competitive credit card rates

• Keeping your fraud losses to a minimum

Don't waste another day with terminals that are out of date or transaction times that are too slow to please your consumers.

EMS, on the other hand, provides Boulder businesses with the most up-to-date payment processing options that are both simple and effective.

Take a peek at our 975+ Google Customer Reviews to see how we thrive at offering exceptional products and services to business owners just like you.

We stand by the quality of our product, but if you have any questions or issues, you can rest certain that our customer service team is available to help you 24 hours a day, seven days a week.

Please fill out the form below to request a consultation if you are seeking the best Boulder, Colorado payment processing solutions.