Top Credit Card Payment Processing for Small Businesses in Lexington-Fayette

When you choose EMS' merchant services, you're making a decision that ensures your life as a business owner is easier without sacrificing quality or speed.

Customers want transactions to be speedy, secure, and seamless when spending money on goods and services. That is, they will be able to pay by dipping, touching, or swiping their credit or debit card.

However, just because you require current technology doesn't mean the method can't be easy; after all, it's the simplicity and security you're giving to your clients.

You can be confident that the information provided by your consumers is safe and secure when you use EMS as your merchant services provider.

EMS has been a certified level 1 PCI provider for over ten years.

The Payment Card Industry Data Security Standard (PCI DSS) is a collection of regulations meant to ensure that ALL businesses that process, store, or transport credit card information operate in a secure environment.

As a result, you may rest assured that you are completely protected with EMS, as explained above.

As a result, we attempt to remove all of the burdens associated with payment processing, allowing you to focus on providing excellent service while reaping the benefits of doing so without dealing with any hassles.

We attempt to make the transaction procedure as simple as possible so that your clients may focus on what is truly important: your products and services.

Suppose your Lexington-Fayette business presently uses credit card processing services but needs faster transaction solutions or wants to handle transactions in a more modern manner. In that case, a new credit card processing system may be required.

So, what does that look like?

Accept Online & In-Person Payments in Lexington-Fayette, Kentucky

Electronic Merchant Systems will fulfill your company's needs, no matter what they are.

EMS is glad to offer businesses in Lexington-Fayette a broad selection of secure payment processing alternatives for online and in-person transactions.

EMS provides businesses with the tools they need to accept all major credit cards, whether they are brick-and-mortar or online.

Working with us will provide you with a setup tailored to your requirements and access to exclusive technologies that will help you save money, improve operations, and boost sales.

The following are the four main types of businesses for which we process payments:

Retail establishments, Restaurants Companies that offer a service

Businesses that operate online and through e-commerce.

EMS also offers a Surcharge Program, which allows you to charge clients who pay with a debit or credit card to cover the transaction costs that would otherwise be your responsibility. This program will enable businesses to have the convenience of accepting credit cards while spending minimal or no credit card processing fees.

Let's take a closer look at some of the more extensive payment processing options available to your industry.

Lexington-Fayette Retail Store Solutions

Running a retail store can be exhausting. Fortunately, EMS can help streamline procedures.

Electronic Merchant Systems is a market leader in retail point-of-sale (POS) systems.

With EMS' MaxxPay, not only can you accept all major credit cards, but you can also add customized gift cards, check employee hours, set up low quantity alerts, and much more.

Each EMS service is designed to assist Lexington-Fayette businesses in expanding and thriving while streamlining day-to-day operations.

The payment processing systems featured on this page are simple to use and can be customized to meet the unique needs of any retail business.

Credit Card Terminal: Credit card transactions are critical to the success of any business. Accept online and in-person payments with secure, compact terminals that support EMV chip cards, contactless payments, and mobile wallets.

-MaxxPay: MaxxPay POS is a tablet-based point-of-sale solution that seamlessly connects an entire store to its customers. You can process payments, manage inventory, and more with an all-in-one Point of Sale solution.

-Gift & Loyalty Cards: Retention and acquisition of customers are critical for any small business in a Lexington-Fayette. Gift and loyalty cards enable business owners to increase sales and attract new customers quickly and easily.

Restaurant Solutions

Your to-do list as a restaurant owner is likely to be as long as your drink menu.

We understand you have a lot on your plate, from inventory management and product shipment to personnel collaboration and customer happiness.

Payment processing is prone to slipping between the cracks.

As a result, Electronic Merchant Systems offers Lexington-Fayette restaurants various user-friendly options to meet your needs.

We are especially glad to provide Total Touch POS to restaurants. Total Touch is a feature-rich restaurant point-of-sale system that includes:

-Open Table Management: By controlling tables from the front to the back, restaurant managers can decrease long wait times by speeding up checkout.

-Payment Options: Do your customers prefer their checks to be split by seat or table? Total Touch makes this simple, saving your personnel time while also improving the customer experience.

-Easy-to-navigate interface: An easy-to-navigate interface saves time, which saves money in turn. This process streamlines your operations and allows you to turn tables faster.

-Online and Mobile Ordering: A growing number of Lexington-Fayette residents are placing food orders online. Total Touch's online and mobile ordering tools will boost your restaurant's revenue and efficiency.

You're giving your customers the best eating experience possible when you collaborate with EMS.

Service-Based Business Solutions in Lexington-Fayette, KY

A service-based company in Lexington-Fayette has a lot of moving parts, from employee travel to quotations and estimates to actual service delivery.

EMSmobile was created by Electronic Merchant Systems to make life easier for its customers. EMSmobile is a full-service payment solution that combines a mobile payment app and a virtual terminal to provide a seamless payment experience.

Receiving payments has never been simpler than when you use your mobile device as a full-service credit card point of sale.

You are already aware of the importance of your smartphone in your daily activities. Consider how you can use it as the most effective tool for your company.

Consider this: you will never have to go out of your way to find clients in order to collect cash or checks again. You will never have to wait in a bank line again.

Accept credit and debit card payments at your customer's home or business using the EMSmobile software, which turns a basic smartphone into a comprehensive credit and debit card acceptance device.

Paying in advance at the start of a task makes it easier to be compensated for any extra work. We're talking about the most basic method of customer service. It is essentially a lifeline for small businesses.

Other advantages of Electronic Merchant Systems' Virtual Terminal include:

-Email Invoicing: If your customer must leave the office at the end of the day, send them an invoice via email instead. With a single click, they can make a secure online payment. You can also view and pay invoices directly from the Merchant Console.

-Mobile Payments: Accept payments on the go with your smartphone or tablet.

-Secure Vault: Store customer credit card information securely for future use.

-Automatic Billing: Configure recurring billing for service contracts. Any upgrades will be synced to all of your EMSmobile devices immediately.

-Organization Management Tools: The Merchant Console, a cloud-based application from EMS, allows you to manage the most critical aspects of your business. You can, among other things, check the status of email invoices, monitor all transactions, manage inventory, and analyze sales patterns!

Online Business Solutions

As an online-only business or one that intends to go online shortly, you'll require an attractive eCommerce website that enables you to sell items and services while also accepting payments. This is where we come in.

A well-designed, clean website benefits enterprises. It does this by increasing brand viability and reach, building reputation, and generating more money.

Our staff at EMS is dedicated to making the launch process as simple as possible for online Lexington-Fayette small business entrepreneurs. We provide everything from website design and online store building to ongoing hosting, as well as a secure payment gateway for processing credit and debit card transactions and other online purchases.

By collaborating with EMS, you can boost the effectiveness of your online presence while also increasing revenue.

The following options for online payment processing were built with eCommerce companies like you in mind.

-Ecommerce Shopping Cart: By utilizing an eCommerce shopping cart, you can increase your customer base and revenue.

-Web Design: Simplify your life by hiring an expert to create your website.

-API Integration: Achieve seamless integration by utilizing an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Lexington-Fayette Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Lexington-Fayette, KY.

Exceptional Service & Tools

Our unique suite of business solutions, high level of quality service, and dedicated employees improve our clients' financial well-being.

EMS's services and products are all geared to help your business grow and thrive.

Reviews

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

You'll probably never need to contact our industry-recognized customer support, but if you do, you'll be met by a live person.

We have a knowledgeable, US-based customer service team available to our Merchants via phone, email, and live chat 24 hours a day, 7 days a week.

Security

As a payment processor, we are essentially a data security consultant. EMS takes both business and customer security very seriously. How serious? EMS, on the other hand, has been a certified level 1 PCI provider for over ten years.

When it comes to accepting credit cards, PCI compliance goes a long way toward providing peace of mind.

Our Philosophy

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.

Frequently Asked Questions

1. How Do I know Which Payment Processing Company to Pick?

You want to ensure that the credit card processing company you select has extensive industry expertise, experience, reasonable pricing, excellent customer service, increased functionality, and secure infrastructure. Consider factors other than the largest payment processors, the cheapest credit card processing, or the most widely used credit card reader.

Sifting through the different credit card processing companies and choosing the best one is crucial, resulting in a lower credit card processing rate.

2. What exactly is a Merchant Account?

A merchant account allows your business to accept credit and debit cards and send money from credit card transactions.

When a customer uses a credit or debit card to make a transaction at your business, your merchant account works in the background to transfer funds from the customer's bank account to your business account.

3. Can my business qualify for a merchant account?

The application process for a merchant account may differ depending on your specific business type and the associated risk that the credit card networks have allocated and implemented.

Nonetheless, the vast majority of merchant businesses are eligible for a merchant account.

4. How do merchants typically get burned by their payment processing provider?

Regrettably, some service providers take advantage of entrepreneurs like you by enforcing the following:

• Inadequate customer service

• Hidden expenses and a lack of pricing clarity

5. How can EMS help my business compete with the big companies?

It's one thing to compete with other small businesses, but your merchant services provider should also give you additional tools to assist you in competing with big-box stores.

You need a credit card processor that can help you elevate your brand with a full suite of commercial merchant services, regardless of the size of your company. Inquire about EMS' gift cards, loyalty programs, and other services such as web hosting and design.

6. What if I need help with funding?

That's something we can certainly help with. One of the supplementary services that EMS offers is a funding program called BizFunds.

We will purchase a pre-determined amount of future sales volume to assist Lexington-Fayette businesses in raising capital.

The best part is that instead of a fixed monthly payment, you pay a percentage of your daily sales until the merchant cash advance is paid in full.

7. What is the Cost of Payment Processing?

Accepting credit cards has a wide range of costs. When you sign the contract with your payment processor, pay close attention to the fees charged.

Make sure you understand the fees you'll be charged before signing a contract with your payment processor. In addition, ask questions about the entire procedure.

8. What types of payment can I accept?

Small businesses can accept both magnetic stripe and EMV chip cards through payment processing.

Mobile credit card processing is an excellent option for service-based businesses without a physical location, as it enables seamless payments and convenient email invoicing.

9. What type of POS Equipment do I need?

This is mainly dependent on the operations and business model of your organization. The type of credit card terminal you choose is primarily dictated by the types of payments you want to accept and how you want to receive them.

You should use a POS system to ring up multiple items, track inventory, manage people, and more if you truly want to manage your entire business.

If you only accept payments from tangible, brick-and-mortar locations, a countertop terminal might be your best bet.

If you accept payments at events like trade shows, festivals, or farmers' markets, a mobile POS system is a great option.

For phone payments and invoices, you'll want to discuss a virtual terminal.

Choose the Best Merchant Services and Credit Card Processing Solutions in Lexington-Fayette

At Electronic Merchant Systems, we take great pleasure in our services' dependability, security, and trustworthiness. One of the many reasons EMS has such a strong relationship with our Lexington-Fayette businesses is this type of assistance.

The phrase "no decent merchant is ever left behind" is more than a slogan at EMS. Our financial institution understands the demands of your company and is dedicated to helping you succeed.

We are much more than a credit card processing company for merchants. EMS is dedicated to assisting you with all of your credit card processing requirements, including the following:

Providing the industry's most advanced payment processing tools and services

Enhance your financial flow

ECommerce, invoices sent through email, and contactless payment options

Enhancing the efficiency of your business operations

Offering the most competitive credit card rates

Keeping your exposure to fraud losses to a minimum

Don't waste any more time with out-of-date terminals or prolonged transaction speeds that may alienate your customers.

Instead, choose EMS, where we offer Lexington-Fayette businesses simple and effective payment processing options.

As previously said, our 975+ Google Customer Reviews demonstrate that we excel at providing outstanding products and services to business owners like you.

We stand by the quality of our product, but if you have any questions or concerns, our customer care team is ready 24 hours a day, seven days a week to help.

If you're seeking the best payment processing solutions in Lexington-Fayette, Kentucky, please fill out the form below to schedule a consultation.