Top Credit Card Payment Processing for Small Businesses in Hot Springs

When you choose EMS' merchant services, you're making a decision that will make life easier for you as a business owner while retaining quality and speed.

When customers spend money on goods and services, they want transactions to be quick, secure, and painless. Customers can use their credit or debit cards to pay by dipping, tapping, or swiping them.

However, just because you need modern technology doesn't mean your strategy can't be simple; after all, you're providing your clients simplicity and security.

When you utilize EMS as your merchant services provider, you can be assured that the information provided by your customers is safe and secure.

For over ten years EMS has been a certified level 1 PCI provider.

The Payment Card Industry Data Security Standard (PCI DSS) is a collection of guidelines designed to ensure that all businesses that process, store, or transfer credit card data do so in a secure manner.

As a result, you can rest easy that using EMS, as stated above, is completely safe.

We make every effort to alleviate all of the hassles associated with payment processing, allowing you to focus on providing exceptional service while reaping the advantages of doing so without fear.

We make every effort to make the transaction process as simple as possible so that your clients may concentrate on what really matters: your products and services.

A new credit card processing system may be necessary if your Hot Springs business already employs credit card processing services but requires faster transaction solutions or wishes to handle transactions in a more modern manner.

So, what does that look like?

Accept Online & In-Person Payments in Hot Springs, Arkansas

Electronic Merchant Systems will suit all of your company's requirements.

Hot Springs businesses may choose from a number of safe payment processing alternatives for both online and in-person purchases, thanks to EMS.

EMS enables businesses to accept all major credit cards with simplicity, whether they are located at a brick-and-mortar location or online.

Working with us will provide you with a setup that is tailored to your specific requirements, as well as access to exclusive solutions that will help you save money, enhance operations, and boost sales.

The four main business types we provide payment processing for include:

• Retail stores

• Restaurants

• Service-based businesses

• Online and eCommerce businesses

Customers who choose to pay with a debit or credit card can also be charged a surcharge to offset the transaction fees that would otherwise be your responsibility. This allows users to enjoy the convenience of paying with a credit card while incurring minimal or no credit card processing fees for you.

Let's look at some more specific payment processing solutions for your industry.

Hot Springs Retail Store Solutions

Being a retail store owner may be highly stressful. Thankfully, EMS can help streamline processes.

Electronic Merchant Systems is a leading provider of retail point-of-sale systems.

With EMS' MaxxPay, you can accept all major credit cards, such as Visa, American Express, Discover, and MasterCard, as well as customizable gift cards, track staff hours, set up low-quantity alerts, and much more.

Every EMS service provided is intended to assist Hot Springs businesses in expanding and thriving while also making day-to-day operations more manageable and convenient.

The payment processing systems shown here are simple to use and can be customized to match the demands of any retail business.

-Credit Card Terminal: Credit card transactions are essential to a business's success. You can accept both online and in-person payments with secure, compact terminals that support EMV chip cards, contactless payments, and mobile wallets.

-MaxxPay: MaxxPay POS is a tablet-based point-of-sale system that connects a store's entire inventory to customers in real-time. You can handle payments, manage inventory, and more with an all-in-one Point of Sale solution.

-Gift & Loyalty Cards: Every small business in Hot Springs needs to focus on customer retention and acquisition. Gift and loyalty cards are a simple and effective way for businesses to increase sales and attract new customers.

Restaurant Solutions

Your to-do list as a restaurant owner is almost certainly as long as your drink menu.

From inventory management and product shipment to personnel collaboration and customer happiness, we understand you have a lot on your plate.

It's easy for payment processing to get lost in the shuffle.

As a result, Electronic Merchant Systems provides Hot Springs restaurants with easy-to-use tools to meet their various needs.

We are pleased to provide Total Touch POS to restaurants. Total Touch is a comprehensive point-of-sale system for restaurants that includes features such as:

-Open Table Management: By speeding up checkout, restaurant managers can handle tables from the front to the back office, reducing long wait times.

-Payment Options: Do your customers like their checks to be split per seat or table? This is simple to do with Total Touch, which saves time for your staff and improves customer happiness.

-Easy-to-use interface: An easy-to-use interface saves you time, which saves you money, as we all know. This increases the speed with which you can change tables by increasing the efficiency of your procedures.

-Online and Mobile Ordering: A growing number of people in Hot Springs are ordering food online. Total Touch's online and mobile ordering capabilities will boost your restaurant's revenue and efficiency.

When you work with EMS, you're providing a superior dining experience for your customers.

Service-Based Business Solutions in Hot Springs, AR

A service-based business in Hot Springs has a lot of moving elements, from employee travel to proposals and estimates to real service delivery.

EMSmobile was established by Electronic Merchant Systems to make life easier for its customers. EMSmobile is a multi-faceted payment system that combines a mobile payment application with a virtual terminal to provide a smooth payment experience.

When you use your mobile device as a complete credit card point of sale, receiving payments has never been easier.

You're well aware of the significance of your smartphone in your daily life. Consider how you may make it work for you as your company's most effective tool.

Consider this: you'll never have to hunt down clients to collect cash or checks again. You'll never have to wait again at a bank.

EMSmobile software turns a regular smartphone into a full credit and debit card acceptance device, allowing you to accept payments from your customers' homes or places of business.

It will be easier to get compensated for any overtime if you are paid before you start a job. We're talking about the most straightforward approach to client management. In essence, it is a lifeline for small businesses.

Additional benefits of Electronic Merchant Systems’ Virtual Terminal include:

-Email Invoicing: Give your customer an email invoice instead if they need to leave. They can now make a secure online payment with just one click. The Merchant Console can also be used to see which invoices have been seen and paid.

-Mobile Payments: Use your mobile smart device or tablet to accept payments.

-Secure Vault: Secure storage of customer credit card data for convenient re-use.

-Recurring Billing: For service agreements, set up automatic billing. Any updates will be synced in real-time to all of your EMSmobile devices.

-Business Management Tools: The Merchant Console, EMS' cloud-based tool, allows you to manage the most crucial areas of your business. You may check the status of email invoices, monitor all transactions, manage inventory, and evaluate sales patterns, among other things.

Online Business Solutions

You'll need an appealing eCommerce website to offer items and services while also processing payments if you're an online-only business or one that expects to go online in the near future. This is where we come into play.

Businesses benefit from a clean, professionally designed website because it increases brand viability and reach, builds credibility, and generates more income.

Our staff at EMS is dedicated to making the launch process as simple as possible for online Hot Springs small business owners. We provide everything from website design to online store design, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

By cooperating with EMS, you can improve the efficiency of your online presence while also increasing revenue.

The online payment processing options described below were designed specifically for eCommerce businesses like yours.

-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.

-Web Design: Make life easier by partnering with a dedicated designer to craft your website.

-API Integration: Experience easy integration with an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Hot Springs Payment Processing Company?

Electronic Merchant Systems in Hot Springs, AR, is a payment processor that has everything a company could require.

Exceptional Service & Tools

Our clients' financial well-being is enhanced by our unique suite of business solutions, excellent level of quality service, and dedicated workers.

Every service and product provided by EMS is designed to assist your company in thriving and expanding.

Reviews

Did you know EMS has more than 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

You’ll most likely never have to worry about calling our industry-recognized customer service, but if you find yourself calling EMS customer service, you’ll be greeted by a real person.

We have a knowledgeable, US-based team of customer service representatives that is accessible to our Merchants 24/7/365 by phone, email, and live chat.

Security

We are essentially a security consultant for your data as a payment processor. EMS takes customer and business security very seriously. How serious are you taking this? EMS has been a certified level 1 PCI provider for over ten years.

When it comes to accepting credit cards, PCI compliance goes a long way toward providing peace of mind.

Our Philosophy

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to help you grow with the correct payment processing tools.

Frequently Asked Questions

1. How Do I know Which Payment Processing Company to Pick?

You should look for a credit card processing company that has a lot of experience and knowledge in the industry, as well as reasonable price, excellent customer service, increased functionality, and security. Don't settle for the largest payment processors, the cheapest credit card processing, or the most widely used credit card reader.

It's vital to sift through a variety of credit card processing companies and choose the best one, which could result in a reduced credit card processing rate.

2. What exactly is a Merchant Account?

A merchant account allows your business to accept credit and debit cards as well as transmit payments from credit card transactions.

When a customer uses a credit or debit card to make a transaction at your business, your merchant account works in the background to transfer payments from the customer's bank account to your business account.

3. Can my business qualify for a merchant account?

Depending on your specific business type and the associated risk that the credit card networks have assigned and executed, the merchant account application process may change.

The majority of merchant businesses, on the other hand, are eligible for a merchant account.

4. How do merchants typically get burned by their payment processing provider?

Unfortunately, some providers take advantage of business owners just like you by implementing the following:

• Hidden fees and lack of transparent pricing

• Lack of overall security

• Poor customer service

• Solutions/Payment methods that don't fit your business model

5. How can EMS help my business compete with the big companies?

Competing against other small businesses is one thing, but your merchant services provider should also provide you with tools to allow you to compete against big-box stores.

Regardless of the size of your business, you need a credit card processor that can help you improve your brand by offering a broad range of business merchant services. Inquire about EMS gift cards, loyalty programs, and other web hosting and design services.

6. What if I need help with funding?

That's something we can certainly help with. EMS offers a funding program called BizFunds.

We will purchase a pre-determined amount of future sales volume to assist Hot Springs businesses in raising capital.

The best part is that instead of a fixed monthly payment, you pay a percentage of your daily sales until the merchant cash advance is paid in full.

7. What is the Cost of Payment Processing?

Accepting credit cards has a range of costs. It's critical to pay attention to the fees that will be charged when you sign a contract with your payment processor.

Make sure you understand the fees you'll be charged before signing a contract with your payment processor. Inquire about the full procedure as well.

8. What types of payment can I accept?

Payment processing allows small businesses to accept both regular stripe and EMV chip cards.

Mobile credit card processing is a great option for service-based businesses without a physical location because it allows for smooth payments and speedy email invoicing.

9. What type of POS Equipment do I need?

This is largely dependant on your company's operations and business style. The types of payments you want to accept and how you want to accept them will largely dictate the type of credit card terminal you use.

You should use a POS system if you want to manage your entire business, including ringing up multiple items, tracking inventory, managing workers, and more.

If you only accept payments from tangible, brick-and-mortar locations, a countertop terminal might be your best bet.

At trade shows, festivals, and farmers' markets, a mobile POS system is great for receiving payments.

For phone payments and invoices, you'll want to discuss a virtual terminal.

Choose the Best Merchant Services and Credit Card Processing Solutions in Hot Springs

At Electronic Merchant Systems, we take pleasure in the dependability, security, and trustworthiness of our services. This type of assistance is one of the main reasons why EMS has such a strong relationship with our Hot Springs businesses.

At EMS, the phrase no good merchant left behind is more than a catchphrase. Our financial institution understands your business's demands and is committed to assisting you in achieving your objectives.

We're much more than just a credit card processing company. EMS is committed to taking care of all of your credit card processing needs, including:

• Providing the top payment processing tools and opportunities

• Increasing your cash flow

• eCommerce, email invoicing, contactless payment options

• Streamlining your business operations

• Providing the best credit card rates

• Minimizing your exposure to fraud losses

Don’t continue with out-of-date terminals or slow transaction times that could alienate your customers.

Instead, choose EMS - where we offer Hot Springs businesses the most updated payment processing solutions that are simple and effective.

Take a look at our 975+ Google Customer Reviews to see how we thrive at offering great products and services to business owners just like you, as we previously indicated.

We stand by the quality of our product, but if you have any questions or concerns, our customer service team is ready 24 hours a day, seven days a week to assist you.

If you are looking for the best Hot Springs, Arkansas payment processing solutions, please fill out the form below to get a consultation.