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By using this website you agree to all disclaimers and terms of use governing the eCodal website.

The materials included in this website are intended for informational purposes only and do not represent legal advice. Users are hereby placed under notice that they should take appropriate precautions to verify such information. No user should act or refrain from acting on the information contained in this website without first verifying the information and obtaining legal and/or professional advice.

The creator expressly disclaims all liability for any direct, indirect or consequential loss or damage occasioned from the use or inability to use this website whether directly or indirectly resulting from inaccuracies, defects, errors, whether typographical or otherwise, omissions, out of date information or otherwise.

The creator has used reasonable endeavors to ensure that materials contained on this website was correct at the time the page was created and last modified. The creator makes no representations or warranties whatsoever as to the accuracy of the information contained in this website.

The user agrees that the material downloaded or otherwise accessed through the use of this website is obtained entirely at the user's own risk and that the user will be entirely responsible for any resulting damage to software or computer systems and/or any resulting loss of data even if eCodal has been advised of the possibility of such damage.

The creator does not accept any liability in connection with any third party websites that can be accessed through this website and does not endorse or approve the contents of any such site.

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