financial intermediation

Module I: Financial intermediation basics

· Introduction & Defreezing

· Understanding risks in financial intermediation

· Essential information system for a MFI

Module II: Micro Finance Accounting System and MIS

· Basic Accounting system

· Essential Financial Reports

· Using Financial Reports for monitoring and decision making.

Module III: Course work on Loan portfolio reporting system

· Relevance of MFI's Loan policy

· Measurement of default

· Treatment of prepaid and arrear loans

· Loan reschedulement

· Portfolio at risk and loan loss

· Portfolio report

Module IV: Micro Finance Savings & Credit services

· Factors for MFI's saving mobilisation

· Creating incentives for loan repayment

· Determinants of interest rate on savings and lending

· Sustainable interest rate

· Organising paper works & internal control