financial intermediation
Module I: Financial intermediation basics
· Introduction & Defreezing
· Understanding risks in financial intermediation
· Essential information system for a MFI
Module II: Micro Finance Accounting System and MIS
· Basic Accounting system
· Essential Financial Reports
· Using Financial Reports for monitoring and decision making.
Module III: Course work on Loan portfolio reporting system
· Relevance of MFI's Loan policy
· Measurement of default
· Treatment of prepaid and arrear loans
· Loan reschedulement
· Portfolio at risk and loan loss
· Portfolio report
Module IV: Micro Finance Savings & Credit services
· Factors for MFI's saving mobilisation
· Creating incentives for loan repayment
· Determinants of interest rate on savings and lending
· Sustainable interest rate
· Organising paper works & internal control