Are you debt? It?s more common than you think?and relief is just one phone call away. Call **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward a debt-free life. Visit: https://chapter7lawyermichigan.com/
## Why Choose Doug Dern
When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:
Two decades of professional success
- One-on-one access to Doug ? no call centers
- Upfront pricing you can trust
- Thousands of completed Chapter 7 and Chapter 13 filings
- Efficient timelines with after-hours appointments
- Centrally located Hartland office serving Southeast Michigan
Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7
Call **248 882 0838** now for a no-cost consultation and speak directly with Doug Dern.
## What is Chapter 7 Bankruptcy
Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a fresh financial start by discharging debt like:
Retail cards
- Hospital expenses
- Personal loans
- Overdue energy bills
- Old IRS debt
Visit: https://chapter7lawyermichigan.com/
Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.
Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.
Phone us at **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.
## Chapter 13 Bankruptcy ? Restructure Your Debt
Chapter 13 is a flexible option for people with consistent pay who need to repay debt. This plan lasts up to 5 years and allows you to:
Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy
Stop home foreclosure
- Avoid vehicle loss
- Pay back taxes and child support over time
- Consolidate secured and unsecured debts into one monthly payment
- Keep assets that might be at risk in Chapter 7
Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.
Get expert advice today by calling **248 882 0838**.
## Is Bankruptcy Right for You?
Here are common signs that bankruptcy might help:
Constant collection calls
- Payroll deductions
- Behind on car payments
- Facing repossession
- Unable to get out of debt
Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy
Doug Dern is friendly and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a complimentary phone consultation.
## How It Works
Here?s what to expect:
Initial call with Doug
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No junior attorneys, ever. **Call 248 882 0838** today to take the first step.
## Doug?s Coverage Area
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- Plus nearby towns
Appointments are available in-person at Doug?s Hartland office or by phone. After-hours scheduling is offered.
## Make the Call Today
Debt doesn?t get better by ignoring it. If you?re stressed over money, bankruptcy may offer the clean break you need. Doug Dern has helped hundreds of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: https://chapter7lawyermichigan.com/
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
https://maps.app.goo.gl/ZYyf374izYSmg2VU7
## Is Bankruptcy Right for You?
Here are common signs that you may benefit from filing:
Constant collection calls
- Loss of income to lawsuits
- Behind on car payments
- Owing more than you can repay
- Unable to make minimum payments
Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy
Doug Dern is compassionate and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a free phone consultation.
## How It Works
Here?s what to expect:
Free phone consultation
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No junior attorneys, ever. **Call 248 882 0838** today to take the first step.
## Service Area
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- Plus nearby towns
Appointments are available in-person at Doug?s Hartland office or by phone. After-hours scheduling is offered.
## Make the Call Today
Debt doesn?t get better by ignoring it. If you?re losing sleep over money, bankruptcy may offer the clean break you need. Doug Dern has helped countless of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: https://chapter7lawyermichigan.com/
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
https://maps.app.goo.gl/ZYyf374izYSmg2VU7