Are you  debt? Millions face the same problem?and a fresh start is just one phone call away. Contact **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://chapter7lawyermichigan.com/ 

## Benefits of Choosing Doug Dern

When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why Doug Dern stands out: 

• More than 18 years of experience

• - Direct access to Doug ? no assistants

• - Affordable pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with flexible appointments

• - Centrally located Hartland office serving Southeast Michigan

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Reach us at **248 882 0838** now for a free consultation and speak personally to Doug Dern.

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out credit cards and medical bills. It allows for a quick reset by discharging debt like:

• Credit cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Some back taxes

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Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a longer-term option for people with consistent pay who need to catch up on debt. This plan lasts up to 5 years and allows you to:

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• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.