Feeling  mounting bills? Millions face the same problem?and a fresh start is just one phone call away. Contact **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward peace of mind. Visit: https://chapter7lawyermichigan.com/ 

## Why Choose Doug Dern

When it comes to navigating financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out: 

• Two decades of experience

• - Personal access to Doug ? no assistants

• - Upfront pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Efficient timelines with after-hours appointments

• - Convenient Hartland office serving Southeast Michigan

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Reach us at **248 882 0838** now for a zero obligation consultation and speak one-on-one with Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate unsecured debt. It allows for a quick reset by discharging debt like:

• Charge accounts

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Overdue energy bills

• - Certain tax obligations

Visit: https://chapter7lawyermichigan.com/ 

Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Call **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a longer-term option for people with a job who need to repay debt. This plan lasts 36 to 60 months and allows you to:

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.