Overwhelmed by  financial pressure? You?re not alone?and relief is just one phone call away. Reach out to **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward peace of mind. Visit: https://chapter7lawyermichigan.com/ 

## Top Reasons to Hire Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out: 

• Over 20 years of professional success

• - Direct access to Doug ? no assistants

• - Upfront pricing tailored to your budget

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with flexible appointments

• - Convenient Hartland office serving Southeast Michigan

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Call **248 882 0838** now for a free consultation and speak directly with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a quick reset by discharging debt like:

• Credit cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Some back taxes

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Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a longer-term option for people with steady income who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

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• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.