Struggling with financial pressure? It?s more common than you think?and a fresh start is just one phone call away. Reach out to **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward peace of mind. Visit: https://chapter7lawyermichigan.com/ 

## Benefits of Choosing Doug Dern

When it comes to filing debt relief, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out: 

• More than 18 years of professional success

• - One-on-one access to Doug ? no paralegals

• - Upfront pricing with no surprises

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with evening and weekend appointments

• - Local Hartland office serving Southeast Michigan

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Phone **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of credit cards and medical bills. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Hospital expenses

• - Personal loans

• - Overdue energy bills

• - Old IRS debt

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Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Chapter 13 is a powerful option for people with a job who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

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• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.