Struggling with financial pressure? It?s more common than you think?and relief is just one phone call away. Contact **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward peace of mind. Visit: https://chapter7lawyermichigan.com/ 

## Benefits of Choosing Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out: 

• Over 20 years of experience

• - Direct access to Doug ? no call centers

• - Flat-fee pricing with no surprises

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Efficient timelines with evening and weekend appointments

• - Convenient Hartland office serving Southeast Michigan

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Phone **248 882 0838** now for a free consultation and speak personally to Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out unsecured debt. It allows for a clean slate by discharging debt like:

• Charge accounts

• - Hospital expenses

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

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Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a powerful option for people with consistent pay who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

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• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.