Struggling with creditor calls? It?s more common than you think?and relief is just one phone call away. Contact **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and begin moving toward peace of mind. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home
## Benefits of Choosing Doug Dern
When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:
Over 20 years of professional success
- One-on-one access to Doug ? no assistants
- Affordable pricing you can trust
- Thousands of successful Chapter 7 and Chapter 13 filings
- Fast file processing with flexible appointments
- Centrally located Hartland office serving Southeast Michigan
Reach us at **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.
Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy
## What is Chapter 7 Bankruptcy
Chapter 7 bankruptcy is best for those who want to get rid of unsecured debt. It allows for a fresh financial start by discharging debt like:
Credit cards
- Hospital expenses
- Personal loans
- Overdue energy bills
- Old IRS debt
Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7
Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.
Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.
Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.
## Chapter 13 Bankruptcy ? Restructure Your Debt
Visit: https://chapter7lawyermichigan.com/
Chapter 13 is a longer-term option for people with a job who need to reorganize debt. This plan lasts up to 5 years and allows you to:
Stop losing your house
- Avoid car repossession
- Pay back taxes and child support over time
- Consolidate secured and unsecured debts into one monthly payment
- Keep assets that might be at risk in Chapter 7
Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.
Talk to Doug today by calling **248 882 0838**.
Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy
## Is Bankruptcy Right for You?
Here are common signs that you may benefit from filing:
Constant harassment from creditors
- Wage garnishments
- Behind on mortgage
- At risk of foreclosure
- Unable to make minimum payments
Doug Dern is nonjudgmental and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a risk-free phone consultation.
## How It Works
Here?s what to expect:
No-cost assessment
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No junior attorneys, ever. **Call 248 882 0838** today to take the first step.
## Doug?s Coverage Area
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- Throughout Southeast Michigan
Appointments are available in-person at Doug?s Hartland office or by phone. After-hours scheduling is offered.
## Let?s Solve This Together
Debt doesn?t get better by ignoring it. If you?re losing sleep over money, bankruptcy may offer the clean break you need. Doug Dern has helped hundreds of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
https://maps.app.goo.gl/ZYyf374izYSmg2VU7
Ask your questions today by calling **248 882 0838**.
Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy
## Do You Need Bankruptcy?
Here are common signs that you may benefit from filing:
Constant payment reminders
- Wage garnishments
- Behind on car payments
- At risk of foreclosure
- Unable to make minimum payments
Doug Dern is nonjudgmental and listens to your situation without pressure. He?ll tell you exactly what your options are?no sales pitch, just facts.
**Call 248 882 0838** now for a complimentary phone consultation.
## What Working with Doug Dern Looks Like
Here?s what to expect:
No-cost assessment
2. Personalized evaluation of Chapter 7 or Chapter 13 options
3. Doug gathers your documents and handles court filings
4. Immediate protection from creditors via the automatic stay
5. Attend your hearing and receive full legal support throughout
6. Case concludes with a discharge (or plan approval in Chapter 13)
Doug handles every case personally. No junior attorneys, ever. **Call 248 882 0838** today to take the first step.
## Doug?s Coverage Area
Doug Dern proudly serves:
Livingston County
- Oakland County
- Washtenaw County
- Genesee County
- Jackson County
- Throughout Southeast Michigan
Appointments are available in-person at Doug?s Hartland office or by phone. Flexible scheduling is offered.
## Make the Call Today
Debt doesn?t get better by ignoring it. If you?re losing sleep over money, bankruptcy may offer the clean break you need. Doug Dern has helped countless of people just like you get a new start.
**Call 248 882 0838** now. Your future is worth the call. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home
Contact:
Law Office of Doug Dern
11636 Highland Rd. #107,
Hartland, MI 48353
Phone: (248) 882-0838
https://maps.app.goo.gl/ZYyf374izYSmg2VU7