Struggling with financial pressure? It?s more common than you think?and help is just one phone call away. Contact **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward financial freedom. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home 

## Top Reasons to Hire Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Two decades of legal practice

• - Direct access to Doug ? no paralegals

• - Upfront pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Quick case starts with flexible appointments

• - Local Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a zero obligation consultation and speak one-on-one with Doug Dern.

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Unpaid healthcare costs

• - Personal loans

• - Overdue energy bills

• - Some back taxes

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Most clients keep their homes and vehicles by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

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Chapter 13 is a longer-term option for people with a job who need to catch up on debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.