Struggling with debt? Millions face the same problem?and help is just one phone call away. Reach out to **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward peace of mind. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home 

## Benefits of Choosing Doug Dern

When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• Over 20 years of legal practice

• - One-on-one access to Doug ? no call centers

• - Upfront pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Efficient timelines with flexible appointments

• - Local Hartland office serving Southeast Michigan

Phone **248 882 0838** now for a free consultation and speak one-on-one with Doug Dern.

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a clean slate by discharging debt like:

• Credit cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Certain tax obligations

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Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

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Chapter 13 is a powerful option for people with consistent pay who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.