Struggling with debt? You?re not alone?and a fresh start is just one phone call away. Contact **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward financial freedom. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home 

## Why Choose Doug Dern

When it comes to navigating debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• More than 18 years of professional success

• - Direct access to Doug ? no paralegals

• - Flat-fee pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Efficient timelines with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a zero obligation consultation and speak one-on-one with Doug Dern.

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out consumer debt. It allows for a quick reset by discharging debt like:

• Retail cards

• - Medical bills

• - Personal loans

• - Utility bills

• - Some back taxes

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Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Visit: https://chapter7lawyermichigan.com/ 

Chapter 13 is a longer-term option for people with consistent pay who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.