Feeling  financial pressure? You?re not alone?and relief is just one phone call away. Call **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward peace of mind. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home 

## Why Choose Doug Dern

When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• Over 20 years of professional success

• - Personal access to Doug ? no assistants

• - Flat-fee pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Quick case starts with flexible appointments

• - Convenient Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of unsecured debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Hospital expenses

• - Personal loans

• - Utility bills

• - Old IRS debt

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Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://chapter7lawyermichigan.com/ 

Chapter 13 is a powerful option for people with steady income who need to repay debt. This plan lasts 36 to 60 months and allows you to:

• Stop bank seizure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.