Are you  mounting bills? It?s more common than you think?and help is just one phone call away. Call **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward a debt-free life. Visit: sites.google.com/view/bankruptcylawfirmberkleys7/home 

## Benefits of Choosing Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

• More than 18 years of legal practice

• - Direct access to Doug ? no call centers

• - Flat-fee pricing you can trust

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Quick case starts with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak directly with Doug Dern.

Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy 

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to eliminate consumer debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Hospital expenses

• - Unsecured installment loans

• - Utility bills

• - Some back taxes

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Most clients do not lose assets by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://chapter7lawyermichigan.com/ 

Chapter 13 is a powerful option for people with a job who need to repay debt. This plan lasts 36 to 60 months and allows you to:

• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.