THE HIDDEN THREAT: PROTECT YOUR RETIREMENT & ESTATE FROM A HEALTH CARE CRISIS
A health-care crisis can be one of the most significant threats to your retirement, often creating greater financial strain than taxes or market downturns. Rising long-term care costs, complex Medicaid rules, and unexpected medical events can quickly diminish the wealth you've worked a lifetime to build.
Join us for “The Hidden Threat”, an insightful 60-minute workshop designed to help you protect your assets, preserve your estate, and secure your legacy.
You'll Discover How To:
Protect retirement savings from escalating health-care costs
Navigate Medicaid rules with greater confidence
Preserve assets for your spouse, family, and heirs
Minimize the risk of estate loss from unexpected medical expenses
Implement effective strategies to strengthen your financial future
This informative and engaging presentation provides valuable guidance for anyone who wants to safeguard their wealth and maintain greater financial security throughout retirement.
Day & Time: Mon. 6:00 – 7:00 p.m.
Date: 9/21
No. of Classes: 1
Fee: $5/couple
Room: High School - L6
Instructor: Lester Robinson, CLTC
STRATEGIES FOR SUCCESSFUL AGING & RETIREMENT
Navigate Estate Planning, Financial Decisions, and Caregiving with Clarity and Confidence.
Are You Feeling Overwhelmed?
"Planning for your loved ones and managing family caregiving can feel complex and stressful. But it doesn’t have to be."
"In this seminar, we'll show you how to reduce overwhelm and gain clarity when navigating estate planning, financial decisions, and caregiving."
Transform Life’s Transitions with Confidence
"Life transitions, especially related to aging, can create emotional and family challenges. Without the right strategies, these moments can turn into confusion and unnecessary stress."
"But with the right tools and guidance, you can manage these transitions smoothly and with confidence."
What You’ll Learn:
"How to avoid common financial and estate planning pitfalls"
"Actionable insights on aligning your plans with your long-term goals to secure your financial future and preserve your legacy."
"Effective strategies to handle the emotional stress of caregiving, with easy-to-apply techniques for coping and grounding."
"How to communicate clearly and manage stress with greater ease, allowing you to approach planning and caregiving with calm and confidence."
By the End of This Seminar, You Will:
"Have a clearer, organized roadmap for creating a less stressful planning process."
"Feel empowered to support your future, make confident decisions, and ensure your legacy is protected."
Take the First Step Toward a Confident, Empowered Future.
Day & Time: Mon. 6:00 p.m. - 7:30 p.m.
Dates: 10/15
No. of classes: 1
Fee: $5/couple
Room: High School - L6
Instructors: Lester Robinson, CLTC
UNDERSTANDING MEDICARE CHANGES AND OPTIONS (NEW)
If you are enrolled in Medicare, or eligible for Medicare – you have more options than you think! 2025 has been a year of changes in coverage, benefits, formularies, and ways to pay for prescriptions. This is an educational seminar where you will learn all about enrollment periods, Original Medicare, understand Supplements, Prescription Plans and Medicare Advantage. You will receive a free educational guide and review tools and resources to help you understand the coverage that may be right for you. This is particularly beneficial for those just getting started with Medicare, leaving an employer or individual plan and needing to enroll in Part B through Social Security. It may be helpful to bring your list of prescriptions and physicians. This event is only for educational purposes and no plan specific benefits or details will be shared.
Day & Time: Thurs. - 6:00 p.m. - 8:00 p.m.
Date: TBA
No. of Classes: 1
Fee: $5/couple
Room: High School: Room L6
Instructor: Kathleen M. Flynn, CLTC, MBA
PROTECTING YOUR FUTURE: TRANSFORM UNCERTAINTY INTO CONFIDENCE IN ESTATE & RETIREMENT PLANNING
Many people believe their estate and retirement plans will automatically protect them. However, unexpected healthcare or Medicaid events can expose gaps that threaten everything – including your home. This seminar will uncover these overlooked risks and show you how to safeguard your assets, home, and long-term security.
Through real-life examples, we will demonstrate how untested plans fail when it matters most, and why having a plan isn’t enough. Your plan must be structured, coordinated, and designed for real-world outcomes.
Key Focus Areas:
Income Protection: Secure and sustain your retirement income.
Home & Asset Protection: Safeguard your home and assets from unforeseen events.
Healthcare Planning: Address Medicaid and healthcare needs effectively.
Legacy Planning: Ensure your legacy and wishes are honored.
We will break down these areas clearly, moving you from uncertainty to confidence, ensuring your plan works exactly as it should when you need it most.
Day & Time: Mon. 6:00 – 7:00 p.m.
Date: 11/23
No. of Classes: 1
Fee: $5/couple
Room: High School - L6
Instructor: Lester Robinson, CLTC
UNDERSTANDING MEDICARE CHANGES AND OPTIONS (NEW)
If you are enrolled in Medicare, or eligible for Medicare – you have more options than you think! 2025 has been a year of changes in coverage, benefits, formularies, and ways to pay for prescriptions. This is an educational seminar where you will learn all about enrollment periods, Original Medicare, understand Supplements, Prescription Plans and Medicare Advantage. You will receive a free educational guide and review tools and resources to help you understand the coverage that may be right for you. This is particularly beneficial for those just getting started with Medicare, leaving an employer or individual plan and needing to enroll in Part B through Social Security. It may be helpful to bring your list of prescriptions and physicians. This event is only for educational purposes and no plan specific benefits or details will be shared.
Day & Time: Thurs. 6:30 p.m. - 8:00 p.m.
Date: TBA
No. of Classes: 1
Fee: $5/couple
Room: High School - L6
Instructor: Kathleen M. Flynn, CLTC, MBA
DEVELOPING A PLAN FOR LONG TERM CARE
The right long-term care plan can help safeguard your family, your savings, your retirement–and your peace of mind. During this session we will explain in plain, easy-to-understand language the latest information about long-term care, including:
What’s covered and not covered by government programs.
How much long-term care services cost in our area.
Where long-term care is being delivered (it’s probably not where you think), and much more!
By the end of this session you’ll have a personalized long-term care plan, and you’ll have gained valuable knowledge that can help you prepare for the future.
Day & Time: Thurs. 6:30 p.m. - 8:00 p.m.
Date: TBA
No. of Classes: 1
Fee: $5/couple
Room: High School - L6
Instructor: Kathleen M. Flynn, CLTC, MBA
ESTATE PLANNING 101
During this workshop, we’ll discuss basic fundamentals of estate planning. Topics covered include: Common estate planning terms and definitions, essential estate planning documents, tips to avoiding probate, estate and gift taxation and much more.
Day & Time: Thurs. 6:30 – 8:00 p.m.
Date: TBA
No. of Classes: 1
Fee: $5/couple
Room: High School - L6
Instructor: Kathleen M. Flynn, CLTC, MBA, Fin Ad