She has a Apple computer.
She has an Apple computer.
He has an university degree and a MBA.
He has a university degree and an MBA.
He was driving without license.
He was driving without a license.
She works in bank.
She works in a bank.
I came without ID.
I came without any ID / an identity card / an ID.
This is a European law.
This is an EU law.
This is a universal problem.
This is an unusual problem.
He is an NBC player.
He is a notoriously good player.
You cannot enter the country without a visa or a permit.
I need (some) information about how to ...
The difference between a and an is not grammatical, but is simply based on sound. Use a before every consonant, unless this consonant is part of an acronym where the letter in the acronym has a vowel sound (e.g. F = eff, M = em, N = en).
an is used before u, if the u is pronounced as in uncle, understanding, uninteresting.
a is used before u, if the sound is like you e.g. university, unique, utility
a is used before eu
a is used before h except in these cases: an hour, an honor, an honest, an heir
a and an are called ‘indefinite articles’. All countable nouns in the singular require an article (either a / an or the). You cannot say, for example, I am without ticket. But instead you should say I don’t have a ticket or the ticket.
If a noun is uncountable, then a / an are not used. You cannot say I need an information, instead you can use some or a piece of or in some cases simply omit the article.