LOANS 

• Agricultural Loan

• Anniversary Loan

• Appliance Loan

• Business Loan

• Commodity Loan

• Educational Loan

• Housing Loan

• Jewelry Loan

• Litigation Loan

• Matrimonial Loan

• Medical (Health Care)

• Memorial Loan

• Residential Loan

• Vehicle Loan

• Redemption Loan

• Travel Loan
  
  Note: All loan applications are subject to evaluation. Visit the Credit Division of your branch to learn more.

• Back to Back Loan

• Character Loan

• Car/Vehicle Loan - Brand New

• Car/Vehicle Loan - Surplus

• Financing Loan

• Hospitalization Loan

• Incentive Loan

• Medical Loan (EL)

• Member's Housing Loan

• Pension Loan

• Pension Loan - Survivorship

• Petty Cash Loan

• Real Estate Mortgage Loan

• RSCL (Availment/Releases)

• Salary Loan (ATM/MOA)

• Salary Loan (Redemption)
  
  Note: All loan applications are subject to evaluation. Visit the Credit Division of your branch to learn more.

ELIGIBILITY

•  Full-fledged regular member

LOANABLE AMOUNT:

• Based on the membership classification, as long as capacity warrants

LOAN TERM:

• 15 months to 60 months

INTEREST RATE (PER ANNUM): Based on Diminishing Balance

• MIGS: 9% - 11.40% (0.75% - 0.95% per month) 

• - New Member & Non-MIGS: 1.20% (1.0% per month)

SERVICE FEE:

• - 2% based on the approved loan amount

REQUIREMENTS:

• Deed of Assignment (Loan Form with Co-Makers)

• SPA/Authorization, if by the representative