Financial Aid

Table of Contents

Financial Aid Subpages

2024-2025 FASFA Form

Looking for FAFSA help? Our guide walks you through all the FAFSA questions to help you answer correctly so you can maximize your financial aid for college. 

FASFA Guide

If you missed our Financial Aid Night, no worries! We have all the resources here for you:

Financial Aid Night Recording

Financial Aid Presentation

Financial Aid Overview

Steps For Financial Aid

Opt-out form must be submitted if you will not submit FAFSA/CADAA

Track your log in information for financial aid applications!  

Here is a tracking sheet you can use.

Financial Aid Overview
Financial Aid Presentation 10/12

How Does Financial Aid Work?

Cost of Attendance  

- Estimated Family Contribution (EFC) 

= NEED 

Financial Aid is to help families meet the NEED


How to find the cost of attendance for universities?

Use the Net Price Calculator available on each university website.


Apply with FAFSA or CADAA.

What if my financial status changed  in 2021 due to COVID-19 or other?

You still need to enter 2020 information for FAFSA/CADAA.  Then you contact the financial aid office at college(s) you/your student are considering and let them know.  They can make adjustments and provide an updated financial aid award.

https://www.collegecovered.com/paying-for-college/COVID-impacts-financial-aid-fafsa/?acmpgn=D_CAP_CTGL_BM_X_285963049 

Types of Financial Aid

 https://studentaid.ed.gov/sa/types/ 

nacac_financial_aid_101.pptx

CA State Financial Aid

The State of California provides aid for students through its Financial Aid Programs.    

Cal Grants

Eligibility for a Cal Grant is based on family income, family assets, and the student's unweighted GPA (sophomore and junior years only).

Students who have a minimum of a 3.0 GPA, and have demonstrated financial need, are eligible for a Cal Grant A.  Students who have a minimum of a 2.0 GPA, and have demonstrated financial need, are eligible for a Cal Grant B.  

1. Apply: Complete the FAFSA or CA Dream Act Application beginning October 1st. (See FAFSA/Dream App page for more info).

2. File your GPA: File a certified grade point average (GPA) with us no later than March 2nd. - CVHS does this for you in October!

Cal Grant Process

Middle Class Scholarships

For students who do not meet the financial eligibility for Cal Grant and will be attending a CSU or UC, they will be considered for a middle class scholarship.  Income ceiling and other info at: https://www.csac.ca.gov/middle-class-scholarship 

Chafee Grant for Foster Youth

If you are or were in foster care for at least one day, between the ages of 16 and 18 as a dependent or ward of the court and have financial need, you may qualify for up to $5,000 a year for career and technical training or college.   https://chafee.csac.ca.gov/ 

Check your Cal Grant status 

After submitting FAFSA or CA Dream Act Application, wait 7-10 days, then check your status!

In addition to Cal Grants there are also Middle Class Scholarships, Grants for Foster Youth, and more.

https://www.csac.ca.gov/financial-aid-programs 

Financial Aid Award Letters

Colleges that you have been accepted to will send you a financial aid award letter (via mail or email or posted to your online portal).  This will list what financial aid you are eligible for.  You can accept some or all of the aid being offered.

Breakdown of information in the letters: https://www.collegecovered.com/resource/9000/ 

Understanding Award Letters

https://www.payingforcollegeresource.com/financial-aid-offers/ 

Videos on understanding your financial aid offer:

https://csuci.financialaidtv.com/play/38497-understanding-your-financial-aid-offer/328-minute-learn-it-financial-aid-offer

Comparing Financial Aid Award Letters

Use this worksheet to compare financial aid offers

From Sallie Mae

ComparingAwardLetters.pdf

Submitting a Financial Aid Appeal

What if my situation was not accurately reflected on FAFSA or there has been a change?  You can submit an appeal to the college(s).

Resources for submitting an appeal: https://formswift.com/swift-student 

Search the college website for info on how to submit an appeal.  For example: 

UC Berkeley: https://financialaid.berkeley.edu/how-aid-works/appeals-special-circumstances/ 

UC Santa Cruz: https://financialaid.ucsc.edu/appeals/appeals/index.html

CSUEB: https://www.csueastbay.edu/financialaid/forms/special-circumstance-appeal.html 

Fee Waivers

Who Qualifies?


Entrance Exam Waivers


College Application Fee Waivers


Financial Aid Resources

These are some websites where you can find out more information about Financial Aid.

Some websites might ask you to pay a fee... NEVER do that.  You should not have to pay money to get free money!


Sallie Mae Financial Wellness Webinar: https://www.salliemae.com/college-planning/tools/virtual-events/


ACT How to Pay for College Guide: https://www.act.org/content/act/en/students-and-parents/college-planning-resources/paying-for-college.html


uAspire College Cost Calculator: https://www.uaspire.org/For-Students/College-Cost-Calculator 


College Prep Checklist from StudentAid.gov: https://studentaid.gov/sites/default/files/college-prep-checklist.pdf 


CSU Monterey Bay Financial Aid Page: https://csumb.edu/financialaid/


East Bay Consortium: http://www.eastbayconsortium.org/ 

Step-by-step guide to financial aid and other resources; host of Cash for College Night


U.S. Department of Education - College Affordability and Transparency Center: https://collegecost.ed.gov/ 

Start here to find information about: How much it costs students to attend different colleges, How fast those costs are going up, Why costs are going up.


FinAid: http://finaid.org/

Very good non-commercial source for financial aid sites and links to free scholarship search services.


College Bound Citizens - Made Ready for College Site: https://www.citizensbank.com/learning/college/planning-for-college.aspx

6 Steps to help students choose a college and pay for it and other financial aid resources.


California Colleges website: www.californiacolleges.edu

Information about higher education in California, plus information on testing, financial aid, and career planning.


College is Possible: www.collegeispossible.org

Financial aid information and resources


EDUMED: https://www.edumed.org/financial-aid/

Online financial aid resource for college students in medical majors.


Student Aid on the Web: www.studentaid.ed.gov

Student financial aid information


The Fully Accessible Guide to Paying for College for Students with Disabilities by GoodCall:

https://www.goodcall.com/education/fully-accessible-guide-paying-college-students-disabilities/


Sallie Mae's Paying for College Resource:

https://www.payingforcollegeresource.com/?dtd_cell=SMSCGESCSOSOOTOTOTHOTHRN010101


Resources for Financial Aid including Videos on Types of Financial Aid and How to Get

https://www.payingforcollegeresource.com/ 


How student loans work:

https://www.goingmerry.com/blog/how-student-loans-work/ 


The main types of federal student loans and repayment options:

https://www.goingmerry.com/blog/federal-student-loans/ 


Insights from Going Merry: Sign up (for Free) to get an estimate of your future salary and student loan payments.

https://app.goingmerry.com/financial-aid/insights 


SoFi Money Matters: Guide for College Students: https://www.sofi.com/money-management-guide-for-college-students/

Good resource for budgeting while in college.


UC Financial Aid Offices

UC Berkeley

http://financialaid.berkeley.edu/

UC Davis

http://financialaid.ucdavis.edu/under...

UC Irvine

http://www.ofas.uci.edu/content/

UCLA

http://www.financialaid.ucla.edu/

UC Merced

http://financialaid.ucmerced.edu/futu...

UC Riverside

http://finaid.ucr.edu/

UC San Diego

https://students.ucsd.edu/finances/fi...

UC Santa Barbara

http://www.finaid.ucsb.edu/

UC Santa Cruz

http://financialaid.ucsc.edu/index.html