The right to stream music from personal accounts like Spotify, Apple Music, and more comes down to one thing: an application's terms of service. Just like with video streaming services like Netflix, most music streaming services' terms of service state that your account is intended for your personal, noncommercial use only.  Places like restaurants, schools, stores, salons, dance studios, and radio stations do not fall under the definition for personal use. 

Permission to play in these spaces typically requires accounts specifically made for commercial use. These accounts handle the necessary licensing for you and your listening community.

Always check your streaming platform's terms of service to determine appropriate and legal use!