Revolut is a global neobank and financial technology company  that offers banking services for retail customers and businesses. It offers products including banking services, currency exchange, debit and credit cards, virtual cards, Apple Pay, and other services.

It is really easy to install the app and open Revolut accounts in multiple currencies. You can easily exchange money through the app and pay directly with your phone, and it is an app that is used by a large percentage of youth in Cluj Napoca, so it will be easy to transfer money to people if needed.