Financial Literacy & Financial Aid
Financial Literacy & Financial Aid
Embedded Files
Elementary
Elementary
Kinder: Understand how money is required to buy goods and services and practice making choices about how to spend your money.
1st Grade: Learn about the importance of earning an income.
2nd Grade: Learn about using credit cards.
3rd Grade: Engage in activities to develop competencies in financial literacy related to earning income, buying goods and services, saving, using credit, financial investing, and protecting and insuring assets.
4th Grade: Introduction to debt.
5th Grade: Introduction to the cost of living.
By the end of Elementary School, a student has a strong foundation in literacy and math, is gaining more independence and ownership of their learning, has explored a variety of career options, and can articulate the importance of continuing education after high school.
Middle School
Middle School
6th Grade: Introduction to credit cards/debit cards/bank accounts.
7th Grade: Introduce credit score effects on personal finances.
8th Grade: Plan for post-secondary expenses.
By the end of Middle School, students have analyzed their strengths and aspirations, built awareness of career clusters, and have the tools they need to navigate which high school pathways will prepare them for their careers of interest.
High School
High School
9th Grade: Participate in a session with parents on affording college.
10th Grade: Be knowledgeable about credit scores, bank accounts, credit cards, debt, etc.
11th Grade: Prepare for tuition expectations, scholarships, loans, etc.
12th Grade: Complete FAFSA or TAFSA Application / Government Assistance, Financial Aid Completion, and attend FAFSA Completion Workshop.
By the end of High School, a student has completed all the academic, career, and financial requirements necessary to enroll in a postsecondary pathway that reflects their strengths and interests, and they've developed the personal and social skills necessary to build support networks and thrive in their postsecondary pathway.
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