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This is NOT an endorsement of Dave Ramsey - we do NOT get paid to talk about or promote his product. He doesn't know we exist.
WE DO know from personal experience that the simple 7 "baby steps" in his book "The Total Money Makeover" works! We did it!... so we share it. If we come to your wedding... our gift will be a copy of this book. Plain and simple.
ANY plan you and your significant other can agree on and stick to, will work.
But You WILL have to FOLLOW some basic PRINCIPALS... either of these will Do:
But You WILL have to FOLLOW some basic PRINCIPALS... either of these will Do:
Total Money Makeover / 7 Baby Steps
Secular Approach - $12.99
LDS Personal Finance course
Faith Based Approach - FREE .pdf
It took a decade, but we moved our Net Worth from -$250K in DEBT to a paid for house ($300K) and cars ($10K) AND we bought out the last 3.71 years of our 30 yr pension plan... while making between $70-125K per year during those years.
Do the math... let that sink in.
If you haven't left yet, here are three additional things to consider:
Dave's Story
Dave's Story
WARING: it is at his church, they start with a prayer...
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