Does UHC Card Expire?

Many UHC members notice an expiration date printed on their card and wonder what it means.
Seeing an expiration date can be confusing, especially if you are unsure whether your benefits will stop.

This guide explains whether a UHC Card expires, what the expiration date actually means, and what you should do when your card reaches that date.

Does a UHC Card Expire?

Yes, the physical UHC Card does have an expiration date printed on it.

However, card expiration does not always mean your health coverage or benefits have ended.
In most cases, the expiration date is linked to a plan year or card reissue cycle.

What Does the Expiration Date Mean?

The expiration date usually indicates:

• The end of a plan year

• A scheduled card replacement

• A benefit cycle update

If your health plan renews, a new card is typically issued automatically.

UHC Cards are issued under plans managed by UnitedHealthcare.

Will My Benefits Stop When the Card Expires?

In most cases, no.

If:

• Your plan renews

• Your enrollment remains active
  
  

Then your benefits usually continue without interruption, even if the old card expires.

You will simply need to use the new card.

What Happens When a UHC Card Expires?

When your card expires:

• The old card may stop working

• Transactions may be declined

• You may need the new card for purchases or verification

A replacement card is usually mailed automatically before or shortly after expiration.

Do I Need to Request a New UHC Card?

Usually, no.

Most members:

• Receive a new card automatically for the new plan year

• Do not need to take action unless the card does not arrive

If you do not receive a new card, you can request a replacement.

Can I Still Use an Expired UHC Card?

Generally, no.

An expired card:

• May not be accepted at stores

• May not work for benefit access

• Should not be used once a new card is issued

Always switch to the new card when received.

What If My Plan Did Not Renew?

If your plan did not renew:

• Benefits may have ended

• The expired card will no longer work

• No replacement card will be issued

Coverage status depends on your plan enrollment.

What Should I Do If I Did Not Receive a New Card?

If your card expired and no new card arrived:

• Check your plan renewal status

• Confirm your mailing address

• Request a replacement card if needed

Eligible members are entitled to receive a current card.

Important Things to Remember

• UHC Cards do have expiration dates

• Card expiration does not always mean coverage ended

• New cards are often issued automatically

• Expired cards should not be used

Understanding this helps avoid confusion and declined transactions.

Related FAQs

• Is UHC Card Free?

• Can Someone Else Use My UHC Card?

• What Happens If I Do Not Use My UHC Card?