If you don't manage your own money, nobody's will
Humanity Put To Test
"While a disaster may reflect the merits and virtues of humanity, it also exposes the hideousness and wickedness of the same."
Jika anda tidak menguruskan wang anda sendiri, tiada siapa yang akan
Kemanusiaan Diuji
"Manakala satu bencana mungkin mencerminkan kebaikan dan tabiat-tabiat baik kemanusiaan, ia juga mendedahkan kegeraman dan kekejaman bagi yang sama."
About Us - I am a registered Life Planner for AIA Berhad, previously known as ING, Aetna Insurance Berhad, Aetna Universal Insurance Sdn Bhd and Universal Life Insurance Sdn Bhd way back 1999 and 1987.
About Us - I am a registered Life Planner for AIA Berhad, previously known as ING, Aetna Insurance Berhad, Aetna Universal Insurance Sdn Bhd and Universal Life Insurance Sdn Bhd way back 1999 and 1987.
Our life security planning capabilities are as follows:-
Traditional Products (Non Traditional) (Tailormade Product) Ordinary Life (Whole Life, Endownment)
Single Premium (Whole Life, Term, Critical Illness) Enhanced
Single Premium Life Credit Insurance-Spouse, MRTA, PA,
Hospital Income, Business Continuation; Critical Illness
Funding ; Disability Income on Injury / Sickness;Education
Surety ; Mortgage Bailout ; Estate Distribution Funding ;
Family Protection Plan ; Widow's Income Plan ; RetirementPlanning
LIFE INSURANCE BASIC
Our financial security products can provide you and your family with financial stability in the event of an untimely death. Learn more about life insurance options from SPA. Protecting you and your loved ones.
You can’t predict the future – but you can help protect your family in the event of an untimely death. Life insurance provides the finances your family needs, for things like funeral expenses, everyday bills, child care, and income for your spouse, to name a few.
SPA, in partnership with AIA Insurance Berhad, offers a wide variety of life insurance products to help you protect your loved ones.
Your SPA advisor can help you determine which life insurance product is best for you and your family.
Critical Illness Funding
A serious illness can give you and your family a lot to worry about – like your health, your job, and your life.
But hopefully, you don’t need to worry about your money. See how SPA-AIA can help. If you are diagnosed with a serious illness, you suddenly have a lot to worry about – getting to doctor appointments, taking time off from work, and spending precious time with loved ones – all while trying to keep up with your family's regular routine. That’s where our critical illness insurance can help.
Called us, it’s a term life insurance policy that pays you in the event of specific serious illnesses, such as heart attack,
stroke, or cancer. You can use the cash to pay for: * Medical treatment or travel not covered by your health plan,
* Your mortgage, child care, or other expenses due to lost wages, * Or however you see fit.
Keupayaan perancangan keselamatan hayat kami adalah seperti berikut:-
Produk Tradisional (Bukan Tradisional) (Produk Buatan Sendiri) Hayat Biasa (Seumur Hidup, Endownment)
Premium Tunggal (Seumur Hidup, Tempoh, Penyakit Kritikal) Dipertingkatkan
Premium Tunggal Insurans Kredit Hayat-Pasangan, MRTA, PA,
Pendapatan Hospital, Penerusan Perniagaan; Penyakit Kritikal
Pembiayaan; Pendapatan Hilang Upaya atas Kecederaan/Penyakit; Pendidikan
Penjamin; Jaminan Gadai Janji; Pembiayaan Pengagihan Harta Pusaka;
Pelan Perlindungan Keluarga; Pelan Pendapatan Balu; Perancangan Persaraan
ASAS INSURANS NYAWA
Produk keselamatan kewangan kami dapat memberikan anda dan keluarga anda kestabilan kewangan sekiranya berlaku kematian pramatang. Ketahui lebih lanjut tentang pilihan insurans hayat daripada SPA. Melindungi anda dan orang tersayang.
Anda tidak boleh meramalkan masa depan – tetapi anda boleh membantu melindungi keluarga anda sekiranya berlaku kematian pramatang. Insurans hayat menyediakan kewangan yang diperlukan oleh keluarga anda, untuk perkara seperti perbelanjaan pengebumian, bil harian, penjagaan anak dan pendapatan untuk pasangan anda, antara lainnya.
SPA, dengan kerjasama AIA Insurance Berhad, menawarkan pelbagai jenis produk insurans hayat untuk membantu anda melindungi orang tersayang.
Penasihat SPA anda boleh membantu anda menentukan produk insurans hayat yang terbaik untuk anda dan keluarga anda.
Pembiayaan Penyakit Kritikal
Penyakit yang serius boleh menyebabkan anda dan keluarga anda banyak perkara yang perlu dirisaukan – seperti kesihatan, pekerjaan dan kehidupan anda.
Tetapi diharapkan anda tidak perlu risau tentang wang anda. Lihat bagaimana SPA-AIA boleh membantu. Jika anda didiagnosis menghidap penyakit serius, anda tiba-tiba perlu banyak perkara yang perlu dirisaukan – menghadiri temu janji doktor, mengambil cuti dari kerja dan meluangkan masa berharga bersama orang tersayang – semuanya sambil cuba mengikuti rutin harian keluarga anda. Di situlah insurans penyakit kritikal kami boleh membantu.
Hubungi kami, ia adalah polisi insurans hayat bertempoh yang membayar anda sekiranya berlaku penyakit serius tertentu, seperti serangan jantung, strok atau kanser. Anda boleh menggunakan wang tunai tersebut untuk membayar: * Rawatan perubatan atau perjalanan yang tidak dilindungi oleh pelan kesihatan anda,
* Gadai janji, penjagaan anak atau perbelanjaan lain anda disebabkan oleh kehilangan gaji, * Atau apa sahaja yang anda fikirkan sesuai.
Education Planning Education Cost Guides Why Need Education
Why Need Education Surety?
Education Exclusive Plan - Formula One ( 9 certainties 1 financial commitment)
Health
Health Insurance (Cashless Medical Card & Non Cashless) Last Expenses Review
Estate Planning and Execution Funding
Last Will Reviews (Coming Soon)
If you value your time and successes, talk to us as we value ours too.
Jika anda menghargai masa dan kejayaan anda, hubungi kami seperti kami juga menghargai masa dan kejayaan anda.
如果你重視你嘅時間同成功,就同我哋傾吓計,因為我哋都重視我哋嘅時間。