15. Major Organ / Bone Marrow Transplant
16. Blindness – Permanent and Irreversible
17. Deafness – Permanent and Irreversible
18. Loss of Speech
19. Coma – resulting in permanent neurological deficit with persisting clinical symptoms
20. Third Degree Burns – of specified severity
21. Multiple Sclerosis
22. Paralysis of Limbs
23. Muscular Dystrophy
24. Alzheimer's Disease / Severe Dementia
25. Motor Neuron Disease – permanent neurological deficit with persisting clinical symptoms
26. Parkinson's Disease – resulting in permanent inability to perform Activities of Daily Living
27. Terminal Illness
28. Encephalitis – resulting in permanent inability to perform Activities of Daily Living
29. Benign Brain Tumour – of specified severity
30. Major Head Trauma – resulting in permanent inability to perform Activities of Daily Living
33. Medullary Cystic Disease
34. Loss of Independent Existence
35. HIV Infection Due To Blood Transfusion
36. Cardiomyopathy – of specified severity
37. Full-blown AIDS
38. Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection
39. Systemic Lupus Erythematosus with Severe Kidney Complications