Financial Resources

Ontario Works provides financial assistance, health benefits and employment supports to eligible individuals and families residing in Ontario. Applicants must be 16 years or older and demonstrate financial need.  

Ontario Works Application: Social assistance | ontario.ca 

In order to apply you must have identification and tax documents, such as: Social Insurance Number, OHIP card, birth certificate, tax returns and banking information. 

Open 8:30 a.m. to 4:30 p.m. Monday to Friday:

• 235 King St. E., Kitchener

• 99 Regina St. S., Waterloo

• 150 Main St., Cambridge

Phone: 519-883-2100 from 9:00 a.m. to 3:00 p.m. Monday to Friday.

Ontario Disability Support Program (ODSP) provides financial assistance, health benefits and employment supports to eligible Ontario residents who are 18 years old and have a disability as defined by the Ontario Disability Support Program Act, or are a member of a prescribed class that is exempt from the disability adjudication process

ODSP Application: Social assistance | ontario.ca 

715 Fischer Hallman Rd., Unit 301, Kitchener, N2E 4E9

(519) 886-4700 | 1-800-441-9820

ODSP.Kitchener@ontario.ca

Mailing address: PO Box 3399 Stn Main, Markham, ON, L3R 6J2

OCBE is a savings Program provided by the Government of Ontario to help youth develop financial skills and to set them up for independent living. The funds are to assist with higher education achievement, higher resiliency, social skills, relationship development and a smoother transition into adulthood. 

Requirements to receive your OCBE savings: 

• Acquire and demonstrate financial skills relevant to independent living

• Obtain a personal bank account

• Secure stable housing

• Develop a clear plan for how the funds will be used

For more information, please speak with your Family and Children Service worker 

Community Volunteer Income Tax Program

Community organizations host free tax clinics where volunteers file tax returns for people with a modest income and a simple tax situation

Tax Clinics in Waterloo Region:

150 Main Street, Cambridge Kitchener 

235 King Street E, 1st Floor, Kitchener Waterloo 

99 Regina Street S, 1st Floor, Waterloo 

There are free in-person and virtual tax clinics available across Canada. Use the following link to find a free tax clinic in your area: Tax Clinic Search Engine 

The Working Centre

The Working Centre's Financial Inclusion Outreach Worker can provide assistance with taxes outside of 'tax season' or help with multi-year returns. 

58 Queen Street South, First Floor

Phone: 519-743-1151

Email: moneymatters@theworkingcentre.org