Privacy Policy for CheckBook

Effective Date: September 13, 2026

App Name: CheckBook
 Developer: InspireCraft Apps
 Developed by: Anurag Goel
 Support Email: ashishgoel0347@gmail.com, anurag.jhajjar@gmail.com

Google Play Developer Page: InspireCraft Apps on Google Play


1. Introduction

Welcome to CheckBook, a personal debt, balance and transaction tracking application developed by InspireCraft Apps and developed by Anurag Goel.

We respect your privacy and are committed to being transparent about how CheckBook handles information.

CheckBook is designed as an offline-first application. The core functionality allows you to manage people, debts, balances, transactions, reminders and financial records on your device without requiring an online account or cloud account.

However, CheckBook uses Google AdMob to display advertisements. When advertisements are loaded or interacted with, Google and its advertising services may process certain device and advertising-related information.

This Privacy Policy explains what information is handled by CheckBook, what remains on your device, and what information may be processed by third-party advertising services.


2. Information You Enter Into CheckBook

CheckBook allows you to enter and manage information such as:

Local Storage

The information you enter into CheckBook is designed to be stored locally on your device for the app's core functionality.

We do not operate a CheckBook cloud account or require you to create an account to use the core features.

We do not intentionally upload your personal debt records, transaction records, person names or notes to our own servers.


3. No Account or Login Required

CheckBook does not require you to create an account, provide a username, or create a password to use the core application.

You can use the application's main features without creating an online profile with InspireCraft Apps.


4. Offline Functionality

CheckBook is designed to provide an offline-first experience.

Core functions such as:

are designed to work without a continuous internet connection.

Important exception: Advertising

Because CheckBook uses Google AdMob, an internet connection may be required for advertisements to load or refresh.

Therefore, "offline-first" refers to the core financial record-management functionality and does not mean that every feature, including advertising, works without an internet connection.


5. Google AdMob Advertising

CheckBook uses Google Mobile Ads SDK / Google AdMob to display advertisements.

Google's Mobile Ads SDK may automatically collect and share certain information for purposes including advertising, analytics and fraud prevention. According to Google's current Android disclosure documentation, this can include:

Google states that data collected by the Mobile Ads SDK is encrypted in transit using TLS.

We do not directly receive or control all information processed by Google through its advertising services.

Google may use advertising-related information to provide, measure, personalize or improve advertisements, depending on the user's device settings, consent choices and applicable requirements.

For more information about Google's handling of information, please review:

Google Privacy Policy

Google Advertising Policy & Technologies


6. Advertising ID and Personalized Advertising

Google's advertising services may use the Android Advertising ID or other advertising-related identifiers for advertising purposes.

The availability and use of these identifiers may depend on:

Android users can manage advertising-related settings through their device's privacy and advertising controls.

Google provides information about managing advertising preferences and Advertising ID settings in its advertising documentation.


7. Information We Do Not Intentionally Collect

For the core CheckBook application, InspireCraft Apps does not intentionally collect the following directly from your device as part of its own backend service:

CheckBook does not connect to your bank account or automatically retrieve banking transactions.

However, third-party services such as Google AdMob may independently process device, advertising and diagnostic information as described above.


8. Data Export and Sharing

CheckBook provides features that may allow you to export or share information, including:

When you choose to export or share information, the resulting file is handled by Android and any application or service you choose to use for sharing.

For example, if you choose to send a PDF through an email, messaging or cloud-storage application, that third-party service may process the information according to its own privacy policy.

You are responsible for choosing where and with whom you share exported information.


9. PDF and CSV Export

CheckBook may generate PDF statements and CSV files directly on your device.

The purpose of these features is to allow you to maintain, review, back up or share your own financial records.

We do not intentionally upload generated PDF or CSV files to an InspireCraft Apps server.


10. Notifications and Debt Reminders

CheckBook may provide local reminders for outstanding debts or pending balances.

Reminder settings may include options such as:

These reminders are intended to help you remember pending transactions or balances.

Notification settings can be controlled through the application and/or Android device settings.


11. Data Retention

Because CheckBook is designed as an offline-first application, your locally stored CheckBook records generally remain on your device until you:

We do not maintain a central cloud database containing your CheckBook ledger records.

Advertising-related information handled by Google may be retained according to Google's own policies and applicable legal requirements.


12. Data Deletion

CheckBook provides functionality that allows you to manage and delete your locally stored records.

You may delete information such as:

You may also use Android's application settings to clear the application's stored data or uninstall the application.

Because CheckBook does not require a CheckBook account, there is no CheckBook online account that you need to request us to delete.

Please note that information already processed independently by third-party services such as Google AdMob is subject to those services' own privacy policies and controls.


13. Data Security

We take reasonable measures to design CheckBook so that your core financial records can remain under your control on your device.

CheckBook does not intentionally transmit your personal debt ledger to an InspireCraft Apps cloud server.

However, no electronic storage system can be guaranteed to be completely secure.

You should protect your device using appropriate security measures such as:

You should also avoid sharing exported financial files with untrusted parties.


14. Third-Party Services

CheckBook currently uses third-party services that may process certain information independently of InspireCraft Apps.

Google AdMob

CheckBook uses Google AdMob for advertising.

Google's Mobile Ads SDK may process information such as IP address, product interactions, diagnostics and device/account identifiers for advertising, analytics and fraud-prevention purposes.

You can review Google's privacy practices here:

Google Privacy Policy

Google Advertising Technologies


15. Children's Privacy

CheckBook is not specifically designed to collect personal information from children.

We do not knowingly collect personal information from children through an InspireCraft Apps account or backend because CheckBook does not require an account or provide a cloud-based user profile.

If you believe that a child has provided personal information through the application or that there is a privacy concern involving a child, please contact us using the support email addresses below.

Third-party advertising services may have their own requirements and policies concerning children and advertising.


16. Permissions

CheckBook is designed to request only permissions that are necessary for the functionality provided by the application.

Depending on the version of the application and Android operating system, certain Android permissions may be required for functions such as notifications or file sharing/export.

Permissions are controlled through Android's permission system.

You can review or change available permissions through your Android device settings.


17. Your Privacy Choices

You have control over your locally stored CheckBook information.

You can:

Google also provides controls for managing advertising preferences and advertising identifiers.


18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If changes are made, we will update the Effective Date at the top of this Privacy Policy.

We encourage users to review this Privacy Policy periodically to stay informed about how CheckBook handles information.

Your continued use of CheckBook after an updated Privacy Policy becomes effective means that you acknowledge the updated policy.


19. Contact Us

If you have questions, concerns, requests or suggestions regarding this Privacy Policy or CheckBook's privacy practices, please contact us.

Developer

InspireCraft Apps

Developed by: Anurag Goel

Support Emails

ashishgoel0347@gmail.com

anurag.jhajjar@gmail.com

We aim to respond to privacy-related questions within a reasonable period.


20. Summary

In simple terms:

CheckBook keeps your core debt, balance and transaction records on your device.

No CheckBook account or cloud account is required.

The core application is designed to work offline.

PDF and CSV exports can be generated locally.

You control your locally stored records and can delete them.

CheckBook uses Google AdMob, which requires internet connectivity for advertising and may process certain device, advertising, interaction and diagnostic information.

InspireCraft Apps does not intentionally upload your personal debt ledger, transaction history, person names or notes to its own cloud server.