VICOBA PROGRAMME

Community Plus Organization (COPO) supports Village Community Banking (VICOBA) groups as a key strategy for promoting financial inclusion, savings culture, and economic empowerment among women, youth, and community members.

Through VICOBA initiatives, COPO strengthens group-based savings and credit systems that enable members to access small loans for income-generating activities and sustainable livelihoods.

🌱 Our Objective

To empower communities with financial literacy, savings discipline, and access to affordable group-based financial services that promote self-reliance and poverty reduction.

💰 Key Activities

• Formation and strengthening of VICOBA groups

• Financial literacy training

• Savings and credit management support

• Entrepreneurship guidance for group members

• Monitoring and capacity building of groups

👩‍👩‍👧 Target Groups

• Women groups

• Youth groups

• Small business groups

• Rural community members

• Vulnerable households

📈 Expected Impact

• Increased household income

• Improved savings culture

• Access to small group loans

• Growth of small businesses

• Reduced poverty at community level

🤝 COPO ROLE

COPO acts as a facilitator and capacity builder, ensuring VICOBA groups are well-structured, well-managed, and financially sustainable.