Chapter 13 bankruptcy Michigan Southfield MI

Feeling  financial pressure? You?re not alone?and a fresh start is just one phone call away. Contact **Doug Dern**, a trusted bankruptcy lawyer in Michigan, today at **248 882 0838** and take the first step toward a debt-free life. Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

## Why Choose Doug Dern

When it comes to navigating debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out: 

• More than 18 years of experience

• - Personal access to Doug ? no call centers

• - Affordable pricing you can trust

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Local Hartland office serving Southeast Michigan

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Call **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of credit cards and medical bills. It allows for a clean slate by discharging debt like:

• Retail cards

• - Hospital expenses

• - Personal loans

• - Utility bills

• - Some back taxes

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Most clients retain personal property by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a flexible option for people with a job who need to repay debt. This plan lasts up to 5 years and allows you to:

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• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.