Feeling  financial pressure? You?re not alone?and a fresh start is just one phone call away. Call **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward peace of mind. Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

## Why Choose Doug Dern

When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out: 

• Two decades of legal practice

• - Personal access to Doug ? no paralegals

• - Affordable pricing you can trust

• - Thousands of completed Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Local Hartland office serving Southeast Michigan

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Reach us at **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a quick reset by discharging debt like:

• Credit cards

• - Hospital expenses

• - Unsecured installment loans

• - Overdue energy bills

• - Certain tax obligations

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Most clients retain personal property by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

Phone us at **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Restructure Your Debt

Chapter 13 is a longer-term option for people with steady income who need to repay debt. This plan lasts 3 to 5 years and allows you to:

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• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.