Overwhelmed by  financial pressure? It?s more common than you think?and help is just one phone call away. Reach out to **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward financial freedom. Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

## Why Choose Doug Dern

When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out: 

• Over 20 years of professional success

• - One-on-one access to Doug ? no paralegals

• - Flat-fee pricing with no surprises

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

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Call **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of credit cards and medical bills. It allows for a quick reset by discharging debt like:

• Credit cards

• - Unpaid healthcare costs

• - Unsecured installment loans

• - Overdue energy bills

• - Some back taxes

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Most clients keep their homes and vehicles by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a powerful option for people with consistent pay who need to repay debt. This plan lasts up to 5 years and allows you to:

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• Stop losing your house

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Ask your questions today by calling **248 882 0838**.