Feeling  financial pressure? Millions face the same problem?and a fresh start is just one phone call away. Call **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and take the first step toward financial freedom. Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

## Why Choose Doug Dern

When it comes to understanding bankruptcy, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out: 

• Two decades of professional success

• - Personal access to Doug ? no paralegals

• - Upfront pricing tailored to your budget

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Fast file processing with evening and weekend appointments

• - Centrally located Hartland office serving Southeast Michigan

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Call **248 882 0838** now for a zero obligation consultation and speak directly with Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out credit cards and medical bills. It allows for a quick reset by discharging debt like:

• Retail cards

• - Hospital expenses

• - Unsecured installment loans

• - Utility bills

• - Certain tax obligations

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Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Chapter 13 is a flexible option for people with consistent pay who need to catch up on debt. This plan lasts 3 to 5 years and allows you to:

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• Stop home foreclosure

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.