Feeling  creditor calls? It?s more common than you think?and help is just one phone call away. Reach out to **Doug Dern**, a experienced Michigan bankruptcy attorney, today at **248 882 0838** and start your journey toward a debt-free life. Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

## Top Reasons to Hire Doug Dern

When it comes to navigating debt relief, not all attorneys offer the same level of service. Here?s why Doug Dern stands out: 

• Two decades of experience

• - Direct access to Doug ? no assistants

• - Affordable pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Quick case starts with evening and weekend appointments

• - Convenient Hartland office serving Southeast Michigan

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

Phone **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out credit cards and medical bills. It allows for a clean slate by discharging debt like:

• Retail cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Certain tax obligations

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Most clients do not lose assets by using Michigan?s favorable exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Dial **248 882 0838** to find out if you can benefit from Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a longer-term option for people with a job who need to repay debt. This plan lasts up to 5 years and allows you to:

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• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.