News Archive

 Apr 2023: The paper "The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data" is now forthcoming at the Journal of Banking and Finance.

Apr 2023: +++ NEW PAPER +++ The paper "The Long-Run Real Effects of Banking Crises: Firm-Level Investment Dynamics and the Role of Wage Rigidity" has been published as a FEDS working paper and is R&R at the Review of Financial Studies.

Mar 2023: The Washington Post and the New York Times have featured our paper "Who Pays for Your Rewards? Redistribution in the Credit Card Market". 

Feb 2023: I will present the paper "Who Pays for Your Rewards? Redistribution in the Credit Card Market" at the  Swiss Winter Conference on Financial Intermediation at Gerzensee.

Jan 2023: An updated version of the paper "Who Pays for Your Rewards? Redistribution in the Credit Card Market" is now published as a FEDS Working Paper and a CEPR Discussion Paper. The paper's main findings are discussed in the CEPR VoxTalks Podcast and were covered by Bloomberg, FT Alphaville, Vox, Motley Fool, View from the Wing, and Marginal Revolution.

Oct 2022: The Basel Committee on Banking Supervision's evaluation report on buffer usability and cyclicality in the Basel framework has been published.

Sep 2022: The paper "Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital" is now forthcoming at the Journal of Financial and Quantitative Analysis.

Sep 2022: I will present the paper "Who Pays For Your Rewards? Redistribution in the Credit Card Market" at the IWFSAS workshop at Bayes Business School and at the Research in Behavioral Finance Conference at Vrije Universiteit Amsterdam.

Aug 2022: I will present the paper "Who Pays For Your Rewards? Redistribution in the Credit Card Market" at the EEA 2022 in Milan.

Jun 2022: +++ NEW PAPER +++ A preliminary draft of our new paper "Who Pays For Your Rewards? Redistribution in the Credit Card Market" is now available on SSRN. This is joint work with Sumit Agarwal, Andrea F. Presbitero, and Andre F. Silva.  

Jun 2022: A substantially revised version of the paper "Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital" is now available on SSRN.

May 2022: I will present the paper "Who Pays For Your Rewards? Redistribution in the Credit Card Market" at the Behavioural Finance Working Group 15th Annual Conference at Queens Mary University of London.

May 2022: André Silva will present the paper "Who Pays For Your Rewards? Redistribution in the Credit Card Market" at the 5th Bristol Workshop on Banking and Financial Intermediation and at the 2022 FIRS conference.

May 2022: The paper "COVID-19 as a Stress Test: Assessing the Bank Regulatory Framework" has been accepted at the Journal of Financial Stability. 

Mar 2022: I will present the paper "Who Pays For Your Rewards? Redistribution in the Credit Card Market" at the 2022 UBC Winter Finance conference.

Dec 2021: The paper "Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital" is now R&R at the Journal of Financial and Quantitative Analysis.

Dec 2021: The paper "The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data" is now R&R at the Journal of Banking and Finance. 

May 2021: Thomas Mosk will present our paper "Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital" at the 2021 FIRS Conference and the 4th Bristol Workshop on Banking and Financial Intermediation.

May 2021: Benjamin Kay will present our paper "The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data" at the SEHO 2021 Meeting.

Apr 2021: New FEDS working paper "COVID-19 as a Stress Test: Assessing the Bank Regulatory Framework" (joint with many great colleagues at the FRB).February 2021: VoxEU column on "Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital"

Feb 2021: Our paper "The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data" is now published in the FEDS working paper series (joint with Akos Horvath and Benjamin Kay).

Dec 2020: A substantially revised and extended version of my paper The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data is now available on SSRN  (joint with Akos Horvath and Benjamin Kay). 

Nov 2020: +++ NEW PAPER +++ My new paper "Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital?" is now available on SSRN. This is joint work with Reint Gropp, Thomas Mosk, Steven Ongena, and Ines Simac.   

Jul 2020: A revised and extended version of my paper "The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data" (joint with Akos Horvath and Benjamin Kay) is featured in CEPR's Covid Economics Issue 36 and on VoxEU.

May 2020: +++ NEW PAPER +++ My new paper The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data is now available on SSRN. This is joint work with  Akos Horvath and Benjamin Kay.

May 2020: My FEDS Note Analyzing the Community Bank Leverage Ratio is now published. This is joint work with Bert Loudis (FRB) and Daniel Nguyen (FDIC).