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I am a principal economist at the Federal Reserve Board. My current research interests are in banking regulation, financial intermediation, and consumer credit.
NEWS
Jun 2025: +++ NEW FEDS Note +++ Estimated Quarterly Levels of Bank Lending Standards and Credit Availability.
May 2025: I will present the paper "Who Pays for Your Rewards? Redistribution in the Credit Card Market" at the Annual Conference of the Banco Central do Brasil in Brasilia.
Sep 2024: I will present the paper "Who Pays for Your Rewards? Redistribution in the Credit Card Market" at the Economics of Payments XIII Conference in Vienna.
Aug 2024: The July 2024 Senior Loan Officer Opinion Survey on Bank Lending Practices has been published.
Mar 2024: The paper "Supranational Rules, National Discretion: Increasing Versus Inflating Regulatory Bank Capital?" has been published in the Journal of Financial and Quantitative Analysis.
The views and materials in this website do not reflect the views of the Board of Governors of the Federal Reserve System or other members of its staff.
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