LICENSING

How to get your license

1. Schedule exam date through your resident State's Department of Insurance Proctoring Service for no more than 2 weeks out. Extension for course will not be paid for. Must provide test date to team lead in order to obtain discount code.

2. Review state licensing requirements/schedule exam info here: Licensing FAQ

3. Inform your team lead/recruiting colleague of exam date to get Xcel course discount code.

4. Go to XCEL Solutions: Home - XCEL Solutions

5. In the drop down, select English or Spanish “Insurance Pre-Licensing”

6. Select your resident state and hit Continue

7. Select your course bundle by clicking on its price icon, add to cart

8. When entering Student Info, MUST USE SAME EMAIL PROVIDED

9. Insert discount code

10. Complete your checkout & registration

11. Study for exam - Complete all chapter quizzes. Pass your simulator exam before sitting for the main test.

12. Get fingerprints done ASAP

13. Take – and Pass Your Exam!

14. Submit exam receipt & fingerprints to the state: Home Page | NIPR - Call your resident State’s Department of Insurance if unclear

15. Get National Producer Number & State License - Call your resident State’s Department of Insurance daily & ask them to check on your progress to speed up the process.

16. Check application status here: Licensing Center | NIPR

a. Scroll to bottom of page and check either “Look Up Your National Producer Number (NPN)” or “Check Your Application Status”

17. Send NPN & state license # to your lead

Need more state licenses?

Once you have your license in your home state, you can apply for a license in any state and write business in 48 hours. This allows you to work various time zones and have more flexibility to protect more families nationwide.

This is HIGHLY recommended for tele-sales/remote agents.

Call Great Western & AIG to notify regarding new (non-residential) licenses.

Notify AETNA in your agent portal regarding any new (non-residential) licenses.

States to AVOID due to processing times: GA, FL, NY

STATE DOWNLINE COMMISSION

You need to be licensed in your recruits' resident states in order ensure speedy contracting and collect commissions from downlines.