Public Disclaimer

NOTE: Use of our website constitutes your acceptance of the terms and conditions expressed below.

PEMX is a network of exchanges and an information provider on the subject of Private Equity Mortgage Investing in Primary and Secondary Mortgage Markets.This website shall not constitute an offer to sell or the solicitation of an offer to buy securities nor shall there be any sale of these securities in any jurisdiction in which such solicitation or sale would be unlawful prior to registration or qualification of these securities under the laws of any such jurisdiction. All transactions within the exchange are conducted by jurisdictionally compliant entities.

RISKS & UNCERTAINTIES

Information contained within and appearing on our website is gathered from publicly available sources. Some information is provided from private companies directly. Site users should therefore familiarize themselves with all safe-harbor and risk statements made by each individual company.

The information you find at PEMX may include forward-looking statements that involve risks and uncertainties.

Investment in securities carries a high degree of risk which may result in investors losing all of their invested capital. Please keep in mind that a company’s past financial performance, including the performance of its share price, does not guarantee future results.

THIS IS NOT AN OFFER OR SOLICITATION TO BUY/SELL SECURITIES

The material presented on our website is for informational purposes only and should not be construed as an offer, or solicitation of an offer, to buy or sell securities either generally or in any state or other jurisdiction where the offer or sale is not permitted.

Advertisements and listings on PEMX do not constitute solicitations or recommendations to buy, sell or hold securities and do not provide an analysis of the financial position of the company. We recommend you use the information found on our site as an initial starting point for conducting your own research on the advertised and/or listed company in order to determine your own personal opinion of the company before investing.

WE ARE NOT BROKERS and

WE DO NOT HAVE FINANCE/MARKET-RELATED LICENSES

Neither PEMX, nor its parent, Bungay International Inc., nor affiliate sites, are licensed brokers, broker dealers, market makers, investment bankers, investment advisors, analysts or underwriters.

Site users should consult with their own professional investment, tax and portfolio advisors before making any investment decision and should independently verify all information herein. Please consult a broker before purchasing or selling any securities viewed on PEMX or mentioned herein. Reading advertisements and/or listings on our website shall not create under any circumstances any principal-agent relationship between the reader and us.

POTENTIAL CONFLICTS OF INTEREST

PEMX affiliates, officers, directors and employees may have bought or may buy shares of mortgage investments or companies mentioned herein and may profit in the event those investments or shares rise in value.

PEMX will not advise as to when it decides to sell and does not and will not offer any opinion as to when others should sell. Each investor must make his/her own decision based on his/her judgment of the market.

Our associates and/or employees and/or principals may have stock positions in advertised and/or listed companies purchased in the open market or in private transactions. These positions may be liquidated, without prior notification, without regard to the timing of a paid advertisement and/or listing.

WE ACCEPT NO LIABILITY FOR YOUR INVESTMENT DECISIONS

We do not personally, or as a company, endorse or recommend stocks or other investments. We are not liable for any investment decisions by our readers. Readers should independently investigate and fully understand all risks before investing. It is strongly recommended that any purchase or sale decision be discussed with a financial adviser or broker prior to completing any such purchase or sale decision.

FORWARD-LOOKING STATEMENTS & SAFE HARBOR

Investor relations information and materials appearing on our website or accessed via our website, including company press releases and investor kits, contain “forward-looking statements,” within the meaning of Section 27(a) of the Securities Act of 1933 and Section 21(e) of the Securities Exchange Act of 1934 (USA).

Forward-looking statements are based upon expectations, estimates and projections at the time the statements are made and involve risks and uncertainties that could cause actual events to differ materially from those anticipated.

Forward-looking statements may be identified thorough the use of words such as expects, will, anticipates, estimates, believes, or by statements indicating certain actions may, could, should, or might occur. Any statements that express or involve predictions, expectations, beliefs, plans, projections, objectives, goals or future events or performance may be forward-looking statements.

* Companies who subscribe to our service, either under our various plans, provide and/or maintain their own listing information and other related data, including but not limited to company overviews, press releases, guidelines, audio-, video- and web presentations.