Tax-deferred retirement plans provided for employees of certain tax-exempt governmental organizations or public education institutes. Money used to invest in the plan is not taxed until the funds are withdrawn. The compounding interest on the TSA plan allows for the account to grow quicker than money saved in a taxable account where interest and earnings are taxed each year.

Roth 403(b)

To enroll in a Tax-Sheltered Annuity (TSA) plan authorized for payroll contributions, you must choose a vendor approved by the San Diego County Office of Education's Fringe Benefits Consortium to set up an account.